7 Regency Dr, Stafford, VA 22554 Property Records

Stafford County property record for 7 Regency Dr, Stafford, VA 22554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,455 sqft · built 1989
Lot Size	0.144 acres (6,259 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (May 2022)
Tax Bill	$3,238 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20S-8-422`

Property Details

APN / Parcel Number

Primary APN	`20S-8-422`
Alternative APNs	`020S 8 422` `9615`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,455 sqft Living Area
Gross Area	1,686 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,259 sqft (0.144 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	9615
Street Address	7 REGENCY DR
City	STAFFORD
State	VA
Zip	22554-7831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD1
Legal Description	LOT 422 SEC 8 6258 SQFT THE COURTS OF PARK RIDGE
Legal Subdivision	THE COURTS OF PARK RIDGE SEC 8
Legal Block	1
Legal Lot Number	422
Jurisdiction	STAFFORD VA
Township / Civil Division	GARRISONVILLE
Census Block Group	1
Census Block	1005
Census Tract	10214

Owner

Source: Stafford County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 REGENCY DR, STAFFORD, VA 22554-7831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Oct 10, 2017	Grant Deed, Transfer · VA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	20229849
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	7 REGENCY DR, STAFFORD, VA 22554-7831
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4544 OLD FREDERICK RD, BALTIMORE, MD 21229-2658

Mortgage

Document Number	0260003967
Date	Mar 24, 2026
Instrument	260003967

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Rate	9%
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	May 3, 2022
Property Address	7 REGENCY DR, STAFFORD, VA 22554-7831
Document Number	0220009849
Instrument Date	May 2, 2022
Instrument	220009849
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 REGENCY DR, STAFFORD, VA 22554-7831

Mortgage

Document Number	0220009850
Date	May 3, 2022
Instrument	220009850

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	7 REGENCY DR, STAFFORD, VA 22554-7831
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210021568
Date	Jun 24, 2021
Instrument	210021568

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 10, 2017
Property Address	7 REGENCY DR, STAFFORD, VA 22554-7831
Document Number	170018278
Instrument Date	Oct 6, 2017
Instrument	18278
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	MARTIN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7 REGENCY DR STAFFORD VA 225547831, STAFFORD, VA 22554-7831

Mortgage

Document Number	170018279
Date	Oct 10, 2017
Instrument	18279

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,238.00 (+3.32%)	$345,700 (+29.28%) Land $135,000 Building $210,700	$345,700 (+29.28%) Land $135,000 Building $210,700
2024	$3,134.00 (+24.07%)
2023	$2,526.00 (+16.67%)	$267,400 Land $110,000 Building $157,400	$267,400 Land $110,000 Building $157,400
2021	$2,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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