3 Regency Dr, Stafford, VA 22554 Property Records

Stafford County property record for 3 Regency Dr, Stafford, VA 22554

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,780 sqft · built 1992
Lot Size	0.144 acres (6,277 sqft)
Owner	Individual Name on Record
Last Sale	$422,500 (Jun 2021)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20S-8-424`

Property Details

APN / Parcel Number

Primary APN	`20S-8-424`
Alternative APNs	`020S 8 424` `9617`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
Basement Area	864 sqft
Finished Basement	864 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,277 sqft (0.144 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	9617
Old Parcel Number	020S 8 424
Street Address	3 REGENCY DR
City	STAFFORD
State	VA
Zip	22554-7831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD1- PLANNED DEVELOP
Legal Description	LOT 424 SEC 8 6276 SQFT THE COURTS OF PARK RIDGE
Legal Subdivision	COURTS OF PARK RIDGE
Legal Lot Number	424
Jurisdiction	STAFFORD VA
Township / Civil Division	GARRISONVILLE
Census Block Group	1
Census Block	1005
Census Tract	10214

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3 REGENCY DR, STAFFORD, VA 22554-7831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Apr 27, 2017	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	210021239
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 22, 2021
Property Address	3 REGENCY DR, STAFFORD, VA 22554-7831
Document Number	210021239
Instrument Date	Jun 18, 2021
Instrument	210021239
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 REGENCY DR, STAFFORD, VA 22554-7831

Mortgage

Document Number	210021240
Date	Jun 22, 2021
Instrument	210021240

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Apr 27, 2017
Property Address	3 REGENCY DR, STAFFORD, VA 22554-7831
Document Number	170007336
Instrument Date	Apr 26, 2017
Instrument	7336
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	MARTIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3 REGENCY DR STAFFORD VA 225547831, STAFFORD, VA 22554-7831

Mortgage

Document Number	170007337
Date	Apr 27, 2017
Instrument	7337

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,958.00 (+10.53%)	$422,600 (+11.5%) Land $135,000 Building $287,600	$422,600 (+11.5%) Land $135,000 Building $287,600
2023	$3,581.00 (+23.02%)	$379,000 Land $110,000 Building $269,000	$379,000 Land $110,000 Building $269,000
2021	$2,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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