7 Rainbow Dr, Ponca City, OK 74604 Property Records

Kay County property record for 7 Rainbow Dr, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,807 sqft · built 2019
Lot Size	7.64 acres (332,798 sqft)
Owner	Trust Name on File
Last Sale	$41,000 (Apr 2018)
Tax Bill	$4,588 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6200-27-026-03E-4-021-10`

Property Details

APN / Parcel Number

Primary APN	`6200-27-026-03E-4-021-10`
Alternative APN	`20786`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,807 sqft Living Area
1st Floor Area	2,807 sqft
Utility Area	1,500 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	332,798 sqft (7.64 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Porch	Slab
Patio Area	436 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20786
Street Address	7 RAINBOW DR
City	PONCA CITY
State	OK
Zip	74604-7250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD TWP 27- 26- 3E TR BEG SE/C OF SEC W1850.30' N1654.09' W666.79' N3W325' TO POB CON'T N3W654.98' E327.90' S31E772.47'
Legal Range	03E
Legal Township	26N
Legal Section	27
Legal Subdivision	LONGWOOD TOWNSHIP
Legal Block	26
Legal Lot Number	3E
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1098
Census Tract	600

Owner

7 Rainbow Dr is owner-occupied and held in a trust since April 2018.

Source: Kay County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	7 RAINBOW DR, PONCA CITY, OK 74604-7250
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage RCB BK
Mar 1, 2019	Trustee's Deed, Construction Loan · Construction Mortgage RCB BK
Jul 18, 2018	Trustee's Deed, Construction Loan · Construction Mortgage RCB BK
Apr 24, 2018	Grant Deed, Transfer STEWART ESCROW AND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Prior Sale	May 24, 2010 · Amount on File
Deed Document Number	20183046
Deed Book / Page	1774 / 459
Prior Transfer Date	Mar 29, 2005
Prior Transfer Doc	0013630747
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	7 RAINBOW DR, PONCA CITY, OK 74604-7250
Document Number	0000004275
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	STEWART ESCROW AND TITLE, STEWART ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 RAINBOW DR PONCA CITY OK 746047250, PONCA CITY, OK 74604-7250

Mortgage

Document Number	0000004275
Date	Jun 17, 2019
Book Page	001808/000447
Instrument	4275

Lender

Name	RCB BK
Type	Bank
Address	OWASSO, OK 74055

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KAY OK
Recording Date	Mar 1, 2019
Property Address	7 RAINBOW DR, PONCA CITY, OK 74604-7250
Book / Page	001800 / 000129
Instrument Date	Feb 19, 2019
Instrument	1431
Transaction Type	Construction Loan
Record Updated	Mar 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	932 N 4TH ST PONCA CITY OK 746013347, PONCA CITY, OK 74601-3347

Mortgage

Document Number	0000001431
Date	Mar 1, 2019
Book Page	001800/000129
Instrument	1431

Lender

Name	RCB BK
Type	Bank
Address	PONCA CITY, OK 74601-4611

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 29, 2020

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KAY OK
Recording Date	Jul 18, 2018
Property Address	7 RAINBOW DR, PONCA CITY, OK 74604-7250
Book / Page	001781 / 000868
Instrument Date	Jul 13, 2018
Instrument	5529
Transaction Type	Construction Loan
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 RAINBOW DR PONCA CITY OK 74604, PONCA CITY, OK 74604

Mortgage

Document Number	0000005529
Date	Jul 18, 2018
Book Page	001781/000868
Instrument	5529

Lender

Name	RCB BK
Type	Bank
Address	PONCA CITY, OK 74601-4611

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 17, 2019

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KAY OK
Recording Date	Apr 24, 2018
Property Address	7 RAINBOW DR, PONCA CITY, OK 74604-7250
Document Number	0000003046
Book / Page	001774 / 000459
Instrument Date	Apr 23, 2018
Instrument	3046
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	STEWART ESCROW AND TITLE

Transaction

Amount	Amount on Record
Tax	$61.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2104 HUNTINGTON PL PONCA CITY OK 746041521, PONCA CITY, OK 74604-1521

Tax Assessment & Valuation

The 2025 property tax bill for 7 Rainbow Dr was $4,588 with a homeowner's exemption, up 4.4% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,178 (+3%) Land $4,874 Building $46,304	$465,260 (-10.78%) Land $44,312 Building $420,948
2025	$4,588.00 (+4.37%) Homeowner's exemption	$49,688 (+3%) Land $4,874 Building $44,814	$521,473 (+0.56%) Land $44,312 Building $477,161
2024	$4,396.00 (+2.38%) Homeowner's exemption	$48,241 (+3%) Land $4,874 Building $43,367	$518,582 (+21.8%) Land $44,312 Building $474,270
2023	$4,294.00 Homeowner's exemption	$46,835 Land $4,874 Building $41,961	$425,780 Land $44,312 Building $381,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Rainbow Dr is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.7% of Oklahoma
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Chisholm Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rainbow Dr

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