5 Rainbow Dr, Ponca City, OK 74604 Property Records

Kay County property record for 5 Rainbow Dr, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,141 sqft · built 1996
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on File
Last Sale	$206,625 (Aug 2009)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Mar 2025 Transfer Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20771`

Property Details

APN / Parcel Number

Primary APN	`20771`
Alternative APN	`6200-27-026-03E-4-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	2,141 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.1 acres)
Garage Type	Mixed
Garage Area	792 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Patio Area	246 sqft
Shed	1 Shed
Shed Area	888 sqft
Utility Building	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20771
Street Address	5 RAINBOW DR
City	PONCA CITY
State	OK
Zip	74604-7250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD TWP 27- 26- 3E TR BEG SE/C SE/4 TH N1979.36' W1319.97' TO POB, TH W332' N659.68 E338.23' S659.72' TO POB
Legal Range	03E
Legal Township	26N
Legal Section	27
Legal Subdivision	LONGWOOD TOWNSHIP
Legal Block	26
Legal Lot Number	3E
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1098
Census Tract	600

Owner

5 Rainbow Dr is owned by an individual who acquired it in March 2025.

Source: Kay County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	25550 S 605 RD, GROVE, OK 74344-7777
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2025	Transfer on Death Deed, Transfer
Jul 8, 2022	Affidavit of Death of Joint Tenant, Transfer · Line of Credit RCB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2009 · Amount on File
Deed Sale	Aug 20, 2009 · Amount on File
Prior Sale	Aug 17, 2009 · Amount on File
Deed Document Number	20096582
Deed Book / Page	1471 / 302
Last Transfer Date	Mar 27, 2025
Transfer Doc	I2025001960
Record Updated	Oct 29, 2026

March 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KAY OK
Recording Date	Mar 27, 2025
Property Address	5 RAINBOW DR, PONCA CITY, OK 74604-7250
Document Number	I2025001960
Book / Page	1992 / 252
Instrument Date	Mar 27, 2025
Instrument	I-2025-001960
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KAY OK
Recording Date	Jul 8, 2022
Property Address	5 RAINBOW DR, PONCA CITY, OK 74604-7250
Document Number	I2022005253
Book / Page	1910 / 163
Instrument Date	Jun 27, 2022
Instrument	I-2022-005253
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2022005254
Date	Jul 8, 2022
Book Page	1910/166
Instrument	I-2022-005254

Lender

Name	RCB BANK
Type	Bank
Address	PONCA CITY, OK 74604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5 Rainbow Dr was $2,393, up 6.4% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,658 (+5%) Land $3,029 Building $23,629	$242,344 (-14.23%) Land $27,540 Building $214,804
2025	$2,393.00 (+6.36%)	$25,388 (+5%) Land $3,029 Building $22,359	$282,567 (-0.27%) Land $27,540 Building $255,027
2024	$2,250.00 (+9.01%)	$24,180 (+5%) Land $2,935 Building $21,245	$283,336 (+30.45%) Land $27,540 Building $255,796
2023	$2,064.00 Homeowner's exemption	$23,028 Land $2,920 Building $20,108	$217,206 Land $27,540 Building $189,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Rainbow Dr is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.7% of Oklahoma
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Chisholm Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rainbow Dr

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