Essex County and Montclair Township property record for 7 Prospect Ter, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,100 sqft · built 1911 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,700,000 (Aug 2026) |
| Tax Bill | $31,247 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02111-0000-00005 |
| Primary APN | 13-02111-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,100 sqft Living Area |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Construction Type | Frame |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130211100005 |
|---|---|
| Street Address | 7 PROSPECT TER |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 50X160 IRR |
| Legal Block | 2111 |
| Legal Lot Number | 5 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 17000 |
Source: Essex County and Montclair Township records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 PROSPECT TER, MONTCLAIR, NJ 07042-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC |
| May 25, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on Record |
| Deed Sale | Aug 27, 2026 · Amount on Record |
| Prior Sale | May 25, 2023 · Amount on Record |
| Deed Document Number | 202657261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 27, 2026 |
| Property Address | 7 PROSPECT TER, MONTCLAIR, NJ 07042-3204 |
| Document Number | 0000057261 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202657261 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 PROSPECT TER, MONTCLAIR, NJ 07042-3204 |
| Document Number | 0000057262, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202657262 |
| Name | ORIGINPOINT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 25, 2023 |
| Property Address | 7 PROSPECT TER, MONTCLAIR, NJ 07042-3204 |
| Document Number | 0000031536 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023031536 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 ASHLAND AVE APT 527, 527, WEST ORANGE, NJ 07052-5456 |
| Name | Verified Name |
|---|---|
| Address | 7 PROSPECT TER, MONTCLAIR, NJ 07042-3204 |
| Document Number | 0000031537 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023031537 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 PROSPECT TER, MONTCLAIR, NJ 07042-3204 |
| Document Number | 0000029149 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 PROSPECT TER MONTCLAIR NJ 070423204, MONTCLAIR, NJ 07042-3204 |
| Document Number | 0000029149 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 29149 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $888,700 (-) Land $283,500 Building $605,200 | $888,700 (-) Land $283,500 Building $605,200 | |
| 2025 | $31,247.00 (+3.32%) | $888,700 (-) Land $283,500 Building $605,200 | $888,700 (-) Land $283,500 Building $605,200 |
| 2024 | $30,242.00 (+3.5%) | ||
| 2023 | $888,700 (-) Land $283,500 Building $605,200 | $888,700 (-) Land $283,500 Building $605,200 | |
| 2022 | $29,220.00 (+1.77%) | $888,700 Land $283,500 Building $605,200 | $888,700 Land $283,500 Building $605,200 |
| 2021 | $28,713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures