Essex County and Montclair Township property record for 6 Prospect Ter, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,123 sqft · built 1993 |
| Lot Size | 0.233 acres (10,167 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Sep 2017) |
| Tax Bill | $25,368 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03108-0000-00016 |
| Primary APN | 13-03108-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,123 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 10,167 sqft (0.233 acres) |
| Old Parcel Number | 130310800016 |
|---|---|
| Street Address | 6 PROSPECT TER |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10168SF |
| Legal Block | 3108 |
| Legal Lot Number | 16 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17000 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 PROSPECT TER, MONTCLAIR, NJ 07042-3205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Sep 28, 2017 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on Record |
| Deed Sale | Sep 28, 2017 · Amount on Record |
| Prior Sale | May 5, 1989 · Amount on Record |
| Deed Document Number | 201786033 |
| Prior Transfer Date | Jan 26, 2011 |
| Prior Transfer Doc | 0011024780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 6 PROSPECT TER, MONTCLAIR, NJ 07042-3205 |
| Document Number | 0000034630 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 PROSPECT TER MONTCLAIR NJ 070423205, MONTCLAIR, NJ 07042-3205 |
| Document Number | 0000034630 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 34630 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 28, 2017 |
| Property Address | 6 PROSPECT TER, MONTCLAIR, NJ 07042-3205 |
| Document Number | 0000086033 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 86033 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6 PROSPECT TER MONTCLAIR NJ 070423205, MONTCLAIR, NJ 07042-3205 |
| Document Number | 86035 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 86035 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $721,500 (-) Land $200,800 Building $520,700 | $721,500 (-) Land $200,800 Building $520,700 | |
| 2025 | $25,368.00 (+3.32%) | $721,500 (-) Land $200,800 Building $520,700 | $721,500 (-) Land $200,800 Building $520,700 |
| 2024 | $24,552.00 (+3.5%) | ||
| 2023 | $721,500 Land $200,800 Building $520,700 | $721,500 Land $200,800 Building $520,700 | |
| 2022 | $23,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures