Essex County and Saugus Town property record for 7 Prospect St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1925 |
| Square Footage | 1,258 sqft Living Area |
| Lot Size | 7,889 sqft (0.181 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $720,000 (2026) |
| Tax Bill | $6,489.00 (2025) |
| Primary APN | SAUG M:009-E B:0008 L:0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,258 sqft Living Area |
| Gross Area | 2,379 sqft Gross Area |
| 1st Floor | 729 sqft 1st Floor |
| Basement Area | 705 sqft Basement |
| Unfinished Basement | 705 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Other Style |
| Exterior Material | Asbestos Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,889 sqft (0.181 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 6304004 |
|---|---|
| Street Address | 7 PROSPECT ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2154 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records · APN SAUG M:009-E B:0008 L:0013
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance MLD MORTGAGE INC |
| May 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage RIVER WORKS CREDIT UNION |
| Oct 24, 2017 | Deed of Trust, Mortgage MLD MORTGAGE INC |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MONEY STORE |
| Mar 30, 2017 | Quit Claim Arm's Length for NE States, Transfer MLD MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Mar 30, 2017 · Amount on Record |
| Deed Doc Number | 202620260528004270 |
| Deed Book / Page | 43412 / 86 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 7 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039462-600 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 39462/600 |
| Instrument | 20210127006210 |
| Name | MLD MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | May 28, 2026 |
| Property Address | 7 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Document Number | 0043412-86 |
| Book / Page | 43412 / 86 |
| Instrument Date | May 18, 2026 |
| Instrument | 20264270 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 7 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Date | May 28, 2026 |
|---|
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 7 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 036275-320 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 36275/320 |
| Instrument | 171024002960 |
| Name | MLD MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 7 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Document Number | 37960-392 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7 PROSPECT ST SAUGUS MA 019062154, SAUGUS, MA 01906-2154 |
| Document Number | 37960-392 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 037960/000392 |
| Instrument | 1023003680 |
| Name | MONEY STORE |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Mar 30, 2017 |
| Property Address | 7 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Document Number | 35766-556 |
| Book / Page | 35766 / 556 |
| Instrument | 395 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.91 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 357660558 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 35766/0558 |
| Name | MLD MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,489.00 (+4.07%) | $607,600 (+3.79%) Land $338,400 Building $269,200 | $638,115 |
| 2024 | $6,235.00 (+0.56%) | $585,400 (+6.32%) Land $320,800 Building $264,600 | |
| 2023 | $6,200.00 | $550,600 Land $293,500 Building $257,100 |
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