Essex County and Saugus Town property record for 17 Prospect St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,550 sqft · built 2020 |
| Lot Size | 0.29 acres (12,619 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,900 (Jul 2019) |
| Tax Bill | $9,437 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Aug 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:009-E B:0008 L:0010 |
| Primary APN | SAUG M:009-E B:0008 L:0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 4,552 sqft |
| 1st Floor Area | 718 sqft |
| Basement Area | 1,394 sqft |
| Unfinished Basement | 1,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,619 sqft (0.29 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7716003 |
|---|---|
| Street Address | 17 PROSPECT ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 8 |
| Legal Lot Number | 10 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records · APN SAUG M:009-E B:0008 L:0010
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Aug 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COUNTY MORTGAGE LLC |
| Jan 04, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Jul 30, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Deed Document Number | 20194580 |
| Deed Book / Page | 37709 / 255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 17 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040706-597 |
|---|---|
| Date | Feb 04, 2022 |
| Book Page | 40706/597 |
| Instrument | 20220204002620 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 17 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38870-339 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 38870/339 |
| Instrument | 20200827004750 |
| Name | COUNTY MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 17 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39373-330 |
|---|---|
| Date | Jan 04, 2021 |
| Book Page | 39373/330 |
| Instrument | 20210104006250 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 30, 2019 |
| Property Address | 17 PROSPECT ST, SAUGUS, MA 01906-2154 |
| Document Number | 37709-255 |
| Book / Page | 37709 / 255 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 20190730004580 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 STARBIRD ST # FL3, FL3, MALDEN, MA 02148-2972 |
| Document Number | 190730004600 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 190730004600 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,437.00 (+3.46%) | $883,600 (+3.18%) Land $356,600 Building $527,000 | $877,135 |
| 2024 | $9,121.00 (+1.72%) | $856,400 (+7.53%) Land $338,100 Building $518,300 | |
| 2023 | $8,967.00 | $796,400 Land $309,300 Building $487,100 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 501 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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