7 Prospect St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 7 Prospect St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,589 sqft · built 1875
Lot Size	0.115 acres (5,022 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jan 2020)
Tax Bill	$6,675 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0026 B:0101 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0026 B:0101 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,589 sqft Living Area
Gross Area	4,814 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,022 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	7 PROSPECT ST
City	PEPPERELL
State	MA
Zip	01463-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUR
Legal Block	101
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1016
Census Tract	327102

Owner

7 Prospect St is owned and occupied by two individuals who bought it in January 2020.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 PROSPECT ST, PEPPERELL, MA 01463-1576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Sep 19, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage REGAL FUNDING CORP
Feb 16, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Sep 19, 2019 · Amount on File
Deed Document Number	202015904
Deed Book / Page	74075 / 405
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	73306-77
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jan 31, 2020
Property Address	7 PROSPECT ST, PEPPERELL, MA 01463-1576
Document Number	74075-405
Book / Page	74075 / 405
Instrument Date	Jan 21, 2020
Instrument	15904
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PROSPECT ST, PEPPERELL, MA 01463-1576

Mortgage

Document Number	15905
Date	Jan 31, 2020
Instrument	15905

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Sep 19, 2019
Property Address	7 PROSPECT ST, PEPPERELL, MA 01463-1576
Document Number	73306-77
Book / Page	73306 / 77
Instrument Date	Sep 16, 2019
Instrument	142476
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 TELO RD, WINDHAM, NH 03087-1144

Mortgage

Document Number	142477
Date	Sep 19, 2019
Instrument	142477

Lender

Name	REGAL FUNDING CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	PEPPERELL MA
Recording Date	Feb 16, 2017
Property Address	7 PROSPECT ST, PEPPERELL, MA 01463-1576
Document Number	68904-218
Book / Page	068904 / 000218
Instrument Date	Feb 14, 2017
Instrument	25548
Transaction Type	Foreclosure
Record Updated	Mar 7, 2017

Transaction

Amount	Amount on Record
Tax	$843.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

The 2026 property tax bill for 7 Prospect St was $6,675, down 1.1% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,675.00 (-1.14%)	$484,400 (+4.96%) Land $121,500 Building $362,900	$474,335 (-)
2025	$6,752.00 (+4.44%)	$461,500 (+2.44%) Land $116,000 Building $345,500	$474,335 (+0.95%)
2024	$6,465.00 (+4.71%)	$450,500 (+10.47%) Land $105,000 Building $345,500	$469,870
2023	$6,174.00	$407,800 Land $105,000 Building $302,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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