1. Home
  2. Massachusetts
  3. Middlesex County
  4. Pepperell
  5. Prospect St

16 Prospect St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 16 Prospect St, Pepperell, MA 01463

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,792 sqft · built 1890
Lot Size0.251 acres (10,920 sqft)
Owner2 Individual Names on Record
Last Sale$454,000 (Mar 2022)
Tax Bill$6,191 (2026)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jan 2021 Refinance
Flood ZoneZone X (minimal risk)
APNPEPP M:0026 B:0088 L:00000

Property Details

APN / Parcel Number

Primary APNPEPP M:0026 B:0088 L:00000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area1,792 sqft Living Area
Gross Area2,999 sqft
Basement Area928 sqft
Unfinished Basement928 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,920 sqft (0.251 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address16 PROSPECT ST
CityPEPPERELL
StateMA
Zip01463-1540
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeSUR
Legal Block88
JurisdictionPEPPERELL MA
Township / Civil DivisionPEPPERELL
Census Block Group1
Census Block1015
Census Tract327102

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address16 PROSPECT ST, PEPPERELL, MA 01463-1540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Quit Claim Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2022 · Amount on Record
Deed SaleMar 25, 2022 · Amount on Record
Deed Document Number202245222
Deed Book / Page79879 / 240
Record UpdatedOct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPEPPERELL MA
Recording DateMar 25, 2022
Property Address16 PROSPECT ST, PEPPERELL, MA 01463-1540
Document Number079879-240
Book / Page79879 / 240
Instrument DateMar 25, 2022
Instrument45222
Transaction TypeTransfer
Record UpdatedApr 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16 PROSPECT ST, PEPPERELL, MA 01463-1540

Mortgage

Document Number0000045223
DateMar 25, 2022
Instrument45223
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address16 PROSPECT ST, PEPPERELL, MA 01463-1540
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76735-294
DateJan 20, 2021
Book Page76735/294
Instrument13077
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionPepperell Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,191.00 (+1.46%)$449,300 (+7.72%) Land $130,400 Building $318,900$479,448
2025$6,102.00 (+7.6%)$417,100 (+5.54%) Land $124,500 Building $292,600
2024$5,671.00 (+9.9%)$395,200 (+15.96%) Land $112,600 Building $282,600
2023$5,160.00$340,800 Land $112,600 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1987–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEPPERELL DPW WATER DIVISION
serves 9,217 people · EPA ID MA2232000
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures