7 Prospect St, Chester, CT 06412 Property Records

Chester Town property record for 7 Prospect St, Chester, CT 06412

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,670 sqft · built 1880
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (May 2013)
Tax Bill	$6,726 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:383`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:383`
Alternative APNs	`CSTR M:14 B:383` `00078700` `78700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
Gross Area	2,382 sqft
Basement Area	712 sqft
Unfinished Basement	712 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1987
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	29,621 sqft (0.68 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	78700
Street Address	7 PROSPECT ST
City	CHESTER
State	CT
Zip	06412-1320
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-1
Legal Block	383
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1032
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 PROSPECT ST, CHESTER, CT 06412-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Balloon Mortgage FLAGSTAR BANK FSB
Mar 30, 2021	Deed of Trust, Mortgage · Balloon Mortgage FLAGSTAR BANK FSB
Jun 29, 2017	Deed of Trust, Mortgage FIRST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2013 · Amount on Record
Deed Sale	May 30, 2013 · Amount on Record
Prior Sale	Jul 29, 1991 · Amount on Record
Deed Book / Page	158 / 753
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	7 PROSPECT ST, CHESTER, CT 06412-1320
Transaction Type	Mortgage
Record Updated	Jul 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000177-927
Date	Mar 30, 2021
Book Page	177/927

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	7 PROSPECT ST, CHESTER, CT 06412-1320
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	177-927
Date	Mar 30, 2021
Book Page	177/927

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	7 PROSPECT ST, CHESTER, CT 06412-1320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	168-778
Date	Jun 29, 2017
Book Page	168/778

Lender

Name	FIRST BANK INC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,726.00	$248,360 (+32.55%) Land $60,060 Building $188,300	$173,852 Land $42,042 Building $131,810
2024	$6,726.00 (+20.86%)
2023	$5,565.00 (+0.69%)	$187,370 (-) Land $67,910 Building $119,460
2022	$5,527.00	$187,370 Land $67,910 Building $119,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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