Chester Town property record for 12 Prospect St, Chester, CT 06412
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,496 sqft · built 1895 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Aug 2015) |
| Tax Bill | $6,138 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHES M:14 B:373 |
| Primary APN | CHES M:14 B:373 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 2,307 sqft |
| Basement Area | 790 sqft |
| Unfinished Basement | 790 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2600 |
|---|---|
| Street Address | 12 PROSPECT ST |
| City | CHESTER |
| State | CT |
| Zip | 06412-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-1 |
| Legal Block | 373 |
| Jurisdiction | CHESTER CT |
| Township / Civil Division | CHESTER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 600100 |
Source: Chester Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 569 WHITNEY AVE, 4, NEW HAVEN, CT 06511-2236 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2015 · Amount on Record |
| Deed Sale | Aug 6, 2015 · Amount on Record |
| Prior Sale | Aug 1, 1995 · Amount on Record |
| Deed Document Number | 201521 |
| Deed Book / Page | 164 / 286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER CT |
| Property Address | 12 PROSPECT ST, CHESTER, CT 06412-1318 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2025 |
| Title Company | NONE AVILABALE |
| Name | Verified Name |
|---|
| Document Number | 000177-264 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 177/264 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Chester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Chester Town |
| Elementary School District | Chester School District (PK - 06) |
| Secondary School District | Regional School District 04 (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,138.00 | $226,660 (+21.36%) Land $63,770 Building $162,890 | $158,662 Land $44,639 Building $114,023 |
| 2024 | $6,138.00 (+10.65%) | ||
| 2023 | $5,547.00 (+1.8%) | $186,770 (+1.12%) Land $63,750 Building $123,020 | |
| 2022 | $5,449.00 | $184,700 Land $61,680 Building $123,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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