Beaufort County property record for 7 Prospect Ln, Bluffton, SC 29909
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Oct 2022) |
| Tax Bill | $1,312 (2025) |
| Deeds & Mortgages | Mar 2023 Construction Loan Oct 2022 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | R60002200007390000 |
| Primary APN | R60002200007390000 |
|---|---|
| Alternative APN |
|
| Lot Area | 23,958 sqft (0.55 acres) |
|---|
| Account Number | 10085107 |
|---|---|
| Old Parcel Number | R60002200007390000 |
| Street Address | 7 PROSPECT LN |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-3110 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | 6106 |
| Legal Description | LOT 207 BERKELEY HALL S/D PH II PB77 P133 REV PB77 P149 PB80 PGS59-63 PB84 PGS85 |
| Legal Subdivision | BERKELEY HALL SUBDIVISION |
| Legal Phase | 2 |
| Legal Lot Number | 207 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2201 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 17712 MAISONS DR, CLINTON TOWNSHIP, MI 48038-3801 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Oct 5, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on Record |
| Deed Sale | Oct 5, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2012 · Amount on Record |
| Deed Document Number | 2022055364 |
| Deed Book / Page | 4187 / 1663 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 7 PROSPECT LN, OKATIE, SC 29909-3110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 17712 MAISONS DR, CLINTON TOWNSHIP, MI 48038-3801 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009639 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 4223/671 |
| Instrument | 2023009639 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 5, 2022 |
| Property Address | 7 PROSPECT LN, OKATIE, SC 29909-3110 |
| Document Number | 0000055364 |
| Book / Page | 4187 / 1663 |
| Map Reference | MB 80 PG 59 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022055364 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $234.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17712 MAISONS DR, CLINTON TOWNSHIP, MI 48038-3801 |
| Investor | Possibly a Property Investor |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,312.00 (+1.71%) | $5,180 (-) | |
| 2024 | $1,290.00 | $5,180 (-) | $86,400 (-) Land $86,400 |
| 2023 | $1,290.00 (+100.62%) | $5,180 (+114.05%) | $86,400 (+23.43%) Land $86,400 |
| 2022 | $643.00 | $2,420 | $70,000 Land $70,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 538 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 538 in force |
| Nearby Flood Claims | 31 (1991–2019) |
| Claims Outside the SFHA | 1 of 31 |
| Most Recent Claim | Jun 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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