Flagler County property record for 7 Postman Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,476 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,900 (Feb 2019) |
| Tax Bill | $1,975 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7028-00320-0500 |
| Primary APN | 07-11-31-7028-00320-0500 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,476 sqft Heated Area |
| Gross Area | 2,316 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 468 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7 POSTMAN LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 28 BLK 32 LT 50 OR 172 PG 336, OR 384 PG 527 OR 475 PG 1069, OR 540 PG 1252 OR 704 PG 575 OR 943 PG 98 OR |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 32 |
| Legal Lot Number | 50 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 60213 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 POSTMAN LN, PALM COAST, FL 32164-4950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC |
| Feb 8, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANSLOANS COM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2019 · Amount on Record |
| Deed Sale | Feb 8, 2019 · Amount on Record |
| Prior Sale | Jun 18, 2007 · Amount on Record |
| Deed Document Number | 2019004622 |
| Deed Book / Page | 2334 / 1032 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 POSTMAN LN, PALM COAST, FL 32164-4950 |
| Document Number | 0024111233 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7 POSTMAN LN PALM COAST FL 321644950, PALM COAST, FL 32164-4950 |
| Document Number | 0024111233 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 002411/001233 |
| Instrument | 1076 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Address | 3401 W BROADWAY BUSINESS PARK CT, COLUMBIA, MO 65203-0394 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 8, 2019 |
| Property Address | 7 POSTMAN LN, PALM COAST, FL 32164-4950 |
| Document Number | 0023341032 |
| Book / Page | 002334 / 001032 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 4622 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,259.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 POSTMAN LN PALM COAST FL 321644950, PALM COAST, FL 32164-4950 |
| Document Number | 23341034 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 002334/001034 |
| Instrument | 4623 |
| Name | VETERANSLOANS COM |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501-2026 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 7, 2049 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,975.00 (+6.01%) Homeowner's exemption | $151,868 (+5.99%) | $237,045 (+3.31%) Land $53,500 Building $183,545 |
| 2023 | $1,863.00 (+1.58%) Homeowner's exemption | $143,290 (+3%) | $229,452 (+7.5%) Land $44,000 Building $185,452 |
| 2022 | $1,834.00 Homeowner's exemption | $139,116 | $213,444 Land $43,500 Building $169,944 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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