Flagler County property record for 2 Postman Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,469 sqft · built 2005 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,000 (May 2013) |
| Tax Bill | $3,079 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7028-00330-0010 |
| Primary APN | 07-11-31-7028-00330-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,469 sqft Living Area |
| Gross Area | 3,041 sqft |
| 1st Floor Area | 2,469 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,502 sqft (0.287 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 468 sqft |
| Pool Area | 1,092 sqft |
| Deck Area | 724 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2 POSTMAN LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 28 BLK 33 LOT 1 OR 238 PG 651 OR 987 PG 988 OR 1162 PG 1768 OR 1369 PG 659 OR 1393 PG 754 OR 1398/1516 OR 1942/1938 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 33 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 60213 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 POSTMAN LN, PALM COAST, FL 32164-6716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2017 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 3, 2019 | Loan Modification, Mortgage FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2013 · Amount on Record |
| Deed Sale | May 28, 2013 · Amount on Record |
| Prior Sale | Feb 27, 2006 · Amount on Record |
| Deed Document Number | 201318332 |
| Deed Book / Page | 1942 / 1938 |
| Prior Transfer Date | Dec 16, 2005 |
| Prior Transfer Doc | 0013930754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2 POSTMAN LN, PALM COAST, FL 32164-6716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022300333 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 2230/0333 |
| Instrument | 2017032268 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2 POSTMAN LN, PALM COAST, FL 32164-6716 |
| Document Number | 0023650233 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2 POSTMAN LN PALM COAST FL 321646716, PALM COAST, FL 32164-6716 |
| Document Number | 0023650233 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 002365/000233 |
| Instrument | 23332 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | CARROLLTON, TX 75006 |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Jun 24, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,079.00 (+2.53%) Homeowner's exemption | $212,607 (+5.99%) | $355,130 (-1.11%) Land $54,500 Building $300,630 |
| 2024 | $3,003.00 (+2.67%) | ||
| 2023 | $2,925.00 (+1.11%) Homeowner's exemption | $200,597 (+3%) | $359,107 (+6.68%) Land $44,500 Building $314,607 |
| 2022 | $2,893.00 Homeowner's exemption | $194,754 | $336,609 Land $44,000 Building $292,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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