7 Post Oak Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 7 Post Oak Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,260 sqft · built 1983
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Feb 2020)
Tax Bill	$5,914 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`416281A044`

Property Details

APN / Parcel Number

Primary APN	`416281A044`
Alternative APN	`2-0066-5284-00-0045.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,260 sqft Living Area
Gross Area	6,596 sqft
1st Floor Area	2,635 sqft
Basement Area	2,617 sqft
Finished Basement	625 sqft
Unfinished Basement	1,992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,598 sqft (1.46 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,344 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	236 sqft
Deck Area	Deck Area
Patio Area	525 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	416281A044
Street Address	7 POST OAK DR
City	SAINT PETERS
State	MO
Zip	63376-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	OAKRIDGE EST #5 LOT 45
Legal Subdivision	OAKRIDGE EST #5
Legal Lot Number	45
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2014
Census Tract	311721

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 POST OAK DR, SAINT PETERS, MO 63376-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 25, 2018	Quit Claim Deed, Transfer · VA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	202082440
Deed Book / Page	7228 / 2397
Prior Transfer Date	Feb 5, 2020
Prior Transfer Doc	0072282397
Record Updated	Jun 8, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 10, 2020
Property Address	7 POST OAK DR, SAINT PETERS, MO 63376-3710
Document Number	0072282397
Book / Page	7228 / 2397
Map Reference	MB 20 PG 138
Instrument Date	Feb 5, 2020
Instrument	20200210000082440
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 POST OAK DR, SAINT PETERS, MO 63376-3710

Mortgage

Document Number	20200210000082450
Date	Feb 10, 2020
Instrument	20200210000082450

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 25, 2018
Property Address	7 POST OAK DR, SAINT PETERS, MO 63376-3710
Document Number	0069811618
Book / Page	006981 / 001618
Instrument Date	Sep 19, 2018
Instrument	549320
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 POST OAK DR ST PETERS MO 633763710, ST PETERS, MO 63376-3710

Mortgage

Document Number	69811620
Date	Sep 25, 2018
Book Page	006981/001620
Instrument	549330

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,914.00 (-14.04%)	$99,168 (+3.53%)	$521,937 (+3.53%) Land $87,600 Building $434,337
2024	$6,880.00
2023		$95,791
2022			$504,162 Land $87,600 Building $416,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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