10 Post Oak Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 10 Post Oak Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,219 sqft · built 1984
Lot Size	1.46 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Oct 2017)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`416281A056`

Property Details

APN / Parcel Number

Primary APN	`416281A056`
Alternative APN	`2-0066-5284-00-0057.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,219 sqft Living Area
Gross Area	4,268 sqft
1st Floor Area	1,915 sqft
Basement Area	1,831 sqft
Finished Basement	1,304 sqft
Unfinished Basement	527 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,033 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	Deck Area
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	416281A056
Street Address	10 POST OAK DR
City	SAINT PETERS
State	MO
Zip	63376-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OAKRIDGE EST #5 LOT 57
Legal Subdivision	OAKRIDGE EST #5
Legal Lot Number	57
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2014
Census Tract	311721

Owner

10 Post Oak Dr is owned and occupied by two individuals who bought it in October 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 POST OAK DR, SAINT PETERS, MO 63376-3710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD CU
Apr 13, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Oct 31, 2017	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Nov 29, 2016 · Amount on File
Deed Document Number	2017681750
Deed Book / Page	6831 / 1008
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 10, 2026
Property Address	10 POST OAK DR, SAINT PETERS, MO 63376-3710
Document Number	0000027153
Instrument Date	May 30, 2026
Instrument	202627153
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 POST OAK DR, SAINT PETERS, MO 63376-3710

Mortgage

Document Number	0000027153,
Date	Jun 10, 2026
Instrument	202627153

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.64%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 POST OAK DR, SAINT PETERS, MO 63376-3710
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 POST OAK DR, SAINT PETERS, MO 63376-3710

Mortgage

Document Number	0000056926
Date	Oct 18, 2022
Instrument	2022R-056926

Lender

Name	NEIGHBORHOOD CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 POST OAK DR, SAINT PETERS, MO 63376-3710
Document Number	0072761374
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 POST OAK DR ST PETERS MO 633763710, ST PETERS, MO 63376-3710

Mortgage

Document Number	0072761374
Date	Apr 22, 2020
Book Page	007276/001374
Instrument	252820

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 31, 2017
Property Address	10 POST OAK DR, SAINT PETERS, MO 63376-3710
Document Number	0068311008
Book / Page	006831 / 001008
Instrument Date	Oct 26, 2017
Instrument	681750
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 POST OAK DR ST PETERS MO 633763710, ST PETERS, MO 63376-3710

Mortgage

Document Number	68311010
Date	Oct 31, 2017
Book Page	006831/001010
Instrument	681760

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 Post Oak Dr was $4,673.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,259 (-)	$411,887 (-) Land $88,200 Building $323,687
2025	$4,673.00	$78,259	$411,887 Land $88,200 Building $323,687
2023		$77,014
2022			$405,342 Land $88,200 Building $317,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Post Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Post Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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