7 Pine Shadow Ct, Troy, VA 22974 Property Records

Fluvanna County property record for 7 Pine Shadow Ct, Troy, VA 22974

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,979 sqft · built 2018
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$397,500 (Apr 2019)
Tax Bill	$4,878 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12 21 33`

Property Details

APN / Parcel Number

Primary APN	`12 21 33`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,979 sqft Living Area
Gross Area	4,105 sqft
1st Floor Area	2,579 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Terrain	Rolling
Garage Area	440 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Deck Area	44 sqft
Balcony Area	26 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7 PINE SHADOW CT
City	TROY
State	VA
Zip	22974-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 190001208 AC 0.52
Legal Block	3
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1011
Census Tract	20101

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 PINE SHADOW CT, TROY, VA 22974-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage BRANCH BANKING & TRUST CO
Aug 2, 2017	Deed, Transfer · Commercial Mortgage UNION BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Aug 2, 2017
Deed Document Number	20191208
Record Updated	Sep 20, 2026

April 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 30, 2019
Property Address	7 PINE SHADOW CT, TROY, VA 22974-3302
Document Number	1901208
Map Reference	PB 3 PG 211
Instrument Date	Apr 8, 2019
Instrument	1901208
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PINE SHADOW CT, TROY, VA 22974-3302

Mortgage

Document Number	1901209
Date	Apr 30, 2019
Instrument	1901209

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 2, 2017
Property Address	7 PINE SHADOW CT, TROY, VA 22974-3302
Document Number	1702472
Map Reference	PB 3 PG 211
Instrument Date	Jul 28, 2017
Instrument	1702472
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1834 PONY FARM RD, MAIDENS, VA 23102-2006

Mortgage

Document Number	1702473
Date	Aug 2, 2017
Instrument	1702473

Lender

Name	UNION BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,100 (-) Land $65,000 Building $581,100	$646,100 (-) Land $65,000 Building $581,100
2025	$4,878.00 (+16.25%)	$646,100 (+29.95%) Land $65,000 Building $581,100	$646,100 (+29.95%) Land $65,000 Building $581,100
2023		$497,200 Land $65,000 Building $432,200	$497,200 Land $65,000 Building $432,200
2022	$4,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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