31 Pine Shadow Ct, Troy, VA 22974 Property Records

Fluvanna County property record for 31 Pine Shadow Ct, Troy, VA 22974

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,216 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2020)
Tax Bill	$5,377 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`12 21 31`

Property Details

APN / Parcel Number

Primary APN	`12 21 31`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,216 sqft Living Area
Gross Area	6,176 sqft
1st Floor Area	2,776 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	212 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 PINE SHADOW CT
City	TROY
State	VA
Zip	22974-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 200001917 AC .50
Legal Subdivision	MEADOWBROOK
Legal Block	3
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1011
Census Tract	20101

Owner

31 Pine Shadow Ct is owned and occupied by two individuals who bought it in June 2020.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 PINE SHADOW CT, TROY, VA 22974-3302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage NFM INC
Jun 15, 2018	Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Document Number	20201917
Record Updated	Sep 20, 2026

June 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 1, 2020
Property Address	31 PINE SHADOW CT, TROY, VA 22974-3302
Document Number	0200001917
Map Reference	PB 3 PG 211
Instrument Date	May 27, 2020
Instrument	200001917
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 PINE SHADOW CT, TROY, VA 22974-3302

Mortgage

Document Number	0200001918
Date	Jun 1, 2020
Instrument	200001918

Lender

Name	NFM INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 15, 2018
Property Address	31 PINE SHADOW CT, TROY, VA 22974-3302
Document Number	1801852
Map Reference	PB 3 PG 211
Instrument Date	Jun 11, 2018
Instrument	1801852
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 ROSENEATH RD # 200, 200, RICHMOND, VA 23230-4638

Tax Assessment & Valuation

The 2025 property tax bill for 31 Pine Shadow Ct was $5,377.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$712,300 (-) Land $65,000 Building $647,300	$712,300 (-) Land $65,000 Building $647,300
2025	$5,377.00	$712,300 Land $65,000 Building $647,300	$712,300 Land $65,000 Building $647,300
2023		$512,500 Land $65,000 Building $447,500	$512,500 Land $65,000 Building $447,500
2022	$4,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Pine Shadow Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Pine Shadow Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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