Middlesex County and North Reading Town property record for 7 Pine Ridge Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,236 sqft · built 2008 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Jun 2017) |
| Tax Bill | $10,244 (2026) |
| Deeds & Mortgages | Mar 2020 Refinance Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:32-P:066 |
| Primary APN | M:32-P:066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 1,236 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 PINE RIDGE RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 66.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 330102 |
7 Pine Ridge Rd is owned and occupied by two individuals who bought it in June 2017.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PINE RIDGE RD, NORTH READING, MA 01864-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST |
| Jun 16, 2017 | Quit Claim Deed, Transfer SAVINGS BANK TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2017 · Amount on File |
| Deed Sale | Jun 16, 2017 · Amount on File |
| Deed Book / Page | 69444 / 543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 7 PINE RIDGE RD, NORTH READING, MA 01864-1402 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74268-135 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 74268/135 |
| Instrument | 36629 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Jun 16, 2017 |
| Property Address | 7 PINE RIDGE RD, NORTH READING, MA 01864-1402 |
| Document Number | 69444-543 |
| Book / Page | 69444 / 543 |
| Instrument | 91136 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83.67 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 PINE RIDGE RD, NORTH READING, MA 01864-1402 |
| Document Number | 694440547 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 69444/0547 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2047 |
The 2026 property tax bill for 7 Pine Ridge Rd was $10,244, up 3.8% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,244.00 (+3.81%) | $786,800 (+4.13%) Land $422,700 Building $364,100 | $829,364 |
| 2025 | $9,868.00 (+7.42%) | $755,600 (+8.66%) Land $391,500 Building $364,100 | |
| 2024 | $9,186.00 (-2.25%) | $695,400 (+3.53%) Land $362,500 Building $332,900 | |
| 2023 | $9,397.00 | $671,700 Land $350,800 Building $320,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Pine Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Pine Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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