2 Pine Ridge Rd, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 2 Pine Ridge Rd, North Reading, MA 01864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,900 sqft · built 1960
Lot Size0.464 acres (20,212 sqft)
Owner2 Individual Names on Record
Last Sale$389,900 (Sep 2013)
Tax Bill$11,503 (2026)
Deeds & MortgagesMar 2021 Refinance
Aug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNM:32-P:070

Property Details

APN / Parcel Number

Primary APNM:32-P:070
Alternative APN
  • NREA M:032.0 B:0000 L:0070.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,900 sqft Living Area
Gross Area1,176 sqft
1st Floor Area1,176 sqft
Basement Area1,092 sqft
Unfinished Basement546 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,212 sqft (0.464 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address2 PINE RIDGE RD
CityNORTH READING
StateMA
Zip01864-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number70.0
JurisdictionNORTH READING MA
Township / Civil DivisionNORTH READING
Census Block Group2
Census Block2003
Census Tract330102

Owner

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2 PINE RIDGE RD, NORTH READING, MA 01864-1432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Aug 8, 2022Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2013 · Amount on Record
Deed SaleSep 26, 2013 · Amount on Record
Prior SaleSep 26, 2013 · Amount on Record
Deed Book / Page62692 / 557
Transfer Doc6269000557
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address2 PINE RIDGE RD, NORTH READING, MA 01864-1432
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077235-259
DateMar 16, 2021
Book Page77235/259
Instrument58124
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address2 PINE RIDGE RD, NORTH READING, MA 01864-1432
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080546-420
DateAug 8, 2022
Book Page80546/420
Instrument120887
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueSep 1, 2062
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNorth Reading Town
Unified School DistrictNorth Reading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,503.00 (+3.34%)$883,500 (+3.66%) Land $422,900 Building $460,600$857,279
2025$11,131.00 (+5.87%)$852,300 (+7.09%) Land $391,700 Building $460,600
2024$10,514.00 (-0.02%)$795,900 (+5.88%) Land $362,700 Building $433,200
2023$10,516.00$751,700 Land $351,000 Building $400,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH READING WATER DEPT.
serves 16,379 people · EPA ID MA3213000
Water SourcePurchased surface water from ANDOVER WATER DEPT
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureColiform assessment
Aug 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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