7 Pine Knoll Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 7 Pine Knoll Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,694 sqft · built 1960
Lot Size	0.439 acres (19,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (May 2016)
Tax Bill	$7,661 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`83-029`

Property Details

APN / Parcel Number

Primary APN	`83-029`
Alternative APNs	`FRAN M:260 L:043` `M:083 L:029`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,694 sqft Living Area
Gross Area	4,292 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,132 sqft (0.439 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	83-029
Street Address	7 PINE KNOLL RD
City	FRANKLIN
State	MA
Zip	02038-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	43
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2021
Census Tract	442104

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 PINE KNOLL RD, FRANKLIN, MA 02038-1844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit
Feb 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Jul 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS
Nov 14, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2016 · Amount on Record
Deed Sale	May 27, 2016 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Document Number	201649301
Deed Book / Page	34125 / 358
Last Transfer Date	Nov 27, 2019
Transfer Doc	37402-2
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Recording Date	Jun 5, 2026
Property Address	7 PINE KNOLL RD, FRANKLIN, MA 02038-1844
Document Number	043153-571
Book / Page	43153 / 571
Instrument Date	Jun 1, 2026
Instrument	202638148
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PINE KNOLL RD, FRANKLIN, MA 02038-1844

Mortgage

Document Number	0000038148,
Date	Jun 5, 2026
Book Page	43153/571
Instrument	202638148

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	7 PINE KNOLL RD, FRANKLIN, MA 02038-1844
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040325-96
Date	Feb 16, 2022
Book Page	40325/96
Instrument	14806

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	7 PINE KNOLL RD, FRANKLIN, MA 02038-1844
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039604-314
Date	Jul 8, 2021
Book Page	39604/314
Instrument	89100

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	7 PINE KNOLL RD, FRANKLIN, MA 02038-1844
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042107-583
Date	Nov 14, 2024
Book Page	42107/583
Instrument	75853

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	7 PINE KNOLL RD, FRANKLIN, MA 02038-1844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36232-507
Date	Aug 20, 2018
Book Page	36232/507
Instrument	73408

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,661.00 (+3.29%)	$659,300 (+4.8%) Land $326,700 Building $332,600	$689,985 (+2.15%)
2024	$7,417.00 (+0.6%)	$629,100 (+7.34%) Land $326,700 Building $302,400	$675,450
2023	$7,373.00	$586,100 Land $283,700 Building $302,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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