7 Pickett Ave, Spencer, NC 28159 Property Records

Rowan County property record for 7 Pickett Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,573 sqft · built 1987
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Jun 2023)
Tax Bill	$5,912 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`043A048`

Property Details

APN / Parcel Number

Primary APN	`043A048`
Alternative APN	`4030`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,573 sqft Living Area
Gross Area	4,241 sqft
1st Floor Area	2,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2004
Exterior Material	Brick
Foundation Type	Footing
Lot Area	27,443 sqft
Garage Area	925 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	4030
Street Address	7 PICKETT AVE
City	SPENCER
State	NC
Zip	28159-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20:SINGLE FAM-20
Legal Description	L23 SEC G
Legal Subdivision	JOHN S HENDERSON ESTATE SEC G
Legal Lot Number	23
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1000
Census Tract	50500

Owner

Source: Rowan County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7 PICKETT AVE, SPENCER, NC 28159-1959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	0001424713
Deed Book / Page	1424 / 713
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 12, 2023
Property Address	7 PICKETT AVE, SPENCER, NC 28159-1959
Document Number	0014240713
Book / Page	1424 / 713
Map Reference	MB 9995 PG 1767
Instrument Date	Jun 12, 2023
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PICKETT AVE, SPENCER, NC 28159-1959

Mortgage

Document Number	0001424714
Date	Jun 12, 2023
Instrument	1424/714

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	7 PICKETT AVE, SPENCER, NC 28159-1959
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PICKETT AVE, SPENCER, NC 28159-1959

Mortgage

Document Number	0014190446
Date	Mar 8, 2023
Book Page	1419/446

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 3, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,912.00	$523,186 Land $75,000 Building $448,186	$523,186 Land $75,000 Building $448,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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