13 Pickett Ave, Spencer, NC 28159 Property Records

Rowan County property record for 13 Pickett Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,036 sqft · built 1993
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Aug 2022)
Tax Bill	$5,725 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043A045`

Property Details

APN / Parcel Number

Primary APN	`043A045`
Alternative APN	`6296497`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,036 sqft Living Area
1st Floor Area	2,484 sqft
Basement Area	2,484 sqft
Finished Basement	2,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	31,363 sqft (0.72 acres)
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	13 PICKETT AVE
City	SPENCER
State	NC
Zip	28159-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20:SINGLE
Legal Description	L20 SEC G 1020-542
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1000
Census Tract	50500

Owner

Source: Rowan County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 PICKETT AVE, SPENCER, NC 28159-1959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Book / Page	1408 / 933
Prior Transfer Date	May 4, 2006
Prior Transfer Doc	0010780694
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 29, 2022
Property Address	13 PICKETT AVE, SPENCER, NC 28159-1959
Document Number	0014080933
Book / Page	1408 / 933
Map Reference	MB 1767
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9825 HAZELWOOD AVE, 9825, STRONGSVILLE, OH 44149-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PICKETT AVE, SPENCER, NC 28159-1959

Mortgage

Document Number	0001408934
Date	Aug 29, 2022
Instrument	1408/934

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	13 PICKETT AVE, SPENCER, NC 28159-1959
Document Number	0013360701
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PICKETT AVE SPENCER NC 281591959, SPENCER, NC 28159-1959

Mortgage

Document Number	0013360701
Date	Oct 22, 2019
Book Page	001336/000701

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2034

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	13 PICKETT AVE, SPENCER, NC 28159-1959
Document Number	0013320169
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PICKETT AVE SPENCER NC 281591959, SPENCER, NC 28159-1959

Mortgage

Document Number	0013320169
Date	Aug 5, 2019
Book Page	001332/000169

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 4, 2039

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 21, 2018
Property Address	13 PICKETT AVE, SPENCER, NC 28159-1959
Document Number	0013110293
Book / Page	001311 / 000293
Instrument Date	Jun 21, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 PICKETT AVE SPENCER NC 281591959, SPENCER, NC 28159-1959

Mortgage

Document Number	13110294
Date	Jun 21, 2018
Book Page	001311/000294

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 20, 2043

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	13 PICKETT AVE, SPENCER, NC 28159-1959
Document Number	0012940630
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PICKETT AVE SPENCER NC 281591959, SPENCER, NC 28159-1959

Mortgage

Document Number	0012940630
Date	Aug 11, 2017
Book Page	001294/000630

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,725.00	$506,637 (-) Land $55,250 Building $451,387
2023	$5,725.00	$506,637 Land $55,250 Building $451,387	$506,637 Land $55,250 Building $451,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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