Rockland County and Haverstraw Town property record for 7 Phyllis Cir, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 1969 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $322,000 (Aug 2010) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392289 20.13-2-96 |
| Primary APN | 392289 20.13-2-96 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 640 sqft |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 121 ft deep x 127 ft wide |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0009892 |
|---|---|
| Old Parcel Number | 228902001300020960000000 |
| Street Address | 7 PHYLLIS CIR |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 915 |
| Legal Description | 49.-3-7 |
| Legal Subdivision | CHAPEL HILL HOMES SEC I |
| Legal Block | 2 |
| Legal Lot Number | 96.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10501 |
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 PHYLLIS CIR, GARNERVILLE, NY 10923-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2010 · Amount on Record |
| Deed Sale | Aug 17, 2010 · Amount on Record |
| Deed Document Number | 2010-00029803 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 PHYLLIS CIR, GARNERVILLE, NY 10923-1015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014243 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 2021-00014243 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 PHYLLIS CIR, GARNERVILLE, NY 10923-1015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014244 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 2021-00014244 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $286,500 (-) Land $108,500 Building $178,000 | $491,761 (+5.2%) Land $186,234 Building $305,527 |
| 2023 | $286,500 Land $108,500 Building $178,000 | $467,450 Land $177,027 Building $290,423 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1979–2011) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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