Rockland County and Haverstraw Town property record for 5 Phyllis Cir, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,212 sqft · built 1970 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jul 2004) |
| Tax Bill | $21,694 (2023) |
| Deeds & Mortgages | Oct 2019 Loan Modification Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 392289 20.13-2-95 |
| Primary APN | 392289 20.13-2-95 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 2,356 sqft |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Enclosed Porch |
| Porch Area | 444 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0009891 |
|---|---|
| Street Address | 5 PHYLLIS CIR |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 915 |
| Legal Description | 49.-3-6 |
| Legal Subdivision | SECTION I CHAPEL HILL HOMES |
| Legal Block | 2 |
| Legal Lot Number | 95.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10501 |
Source: Rockland County and Haverstraw Town records, as of April 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 PHYLLIS CIR, GARNERVILLE, NY 10923-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2019 | Loan Modification, Mortgage · Line of Credit CITIBANK |
| Mar 9, 2026 | Bargain and Sale Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2004 · Amount on Record |
| Deed Sale | Jul 2, 2004 · Amount on Record |
| Prior Sale | Jun 12, 2001 · Amount on Record |
| Last Transfer Date | Nov 4, 2014 |
| Transfer Doc | 0000008088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 5 PHYLLIS CIR, GARNERVILLE, NY 10923-1015 |
| Document Number | 0000033448 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 5 PHYLLIS CIR GARNERVILLE NY 109231015, GARNERVILLE, NY 10923-1015 |
| Document Number | 0000033448 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 33448 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 18% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Mar 9, 2026 |
| Property Address | 5 PHYLLIS CIR, GARNERVILLE, NY 10923-1015 |
| Document Number | 0000008088 |
| Map Reference | MB75PG38MAP3723 |
| Instrument Date | Nov 4, 2014 |
| Instrument | 2026-00008088 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 PHYLLIS CIR, GARNERVILLE, NY 10923-1015 |
| Name | Verified Name |
|---|---|
| Address | 5 PHYLLIS CIR, GARNERVILLE, NY 10923-1015 |
Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $302,700 (-) Land $114,600 Building $188,100 | $519,600 (+5.21%) | |
| 2023 | $21,694.00 Homeowner's exemption Veteran's exemption | $302,700 Land $114,600 Building $188,100 | $493,882 Land $186,980 Building $306,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1979–2011) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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