Bergen County and Upper Saddle River Borough property record for 7 Pharis Pl, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4,190 sqft · built 1963 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $973,000 (Jun 2021) |
| Tax Bill | $22,093 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00503-0000-00003 |
| Primary APN | 63-00503-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,190 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 038700 |
|---|---|
| Street Address | 7 PHARIS PL |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .860 AC |
| Legal Subdivision | UPPER SADDLE RIVER #1 |
| Legal Block | 503 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00503-0000-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 04, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 23, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Deed Document Number | 2021100553 |
| Deed Book / Page | 4229 / 552 |
| Prior Transfer Date | May 04, 2021 |
| Prior Transfer Doc | 0000090069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Document Number | 0056631577 |
|---|---|
| Date | Dec 04, 2025 |
| Book Page | 5663/1577 |
| Instrument | 2025082853 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Document Number | 0043711222 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 4371/1222 |
| Instrument | 2021143732 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 12, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 23, 2021 |
| Property Address | 7 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Document Number | 0042290552 |
| Book / Page | 4229 / 552 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021100553 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,504.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 PHARIS PL, 7, UPPER SADDLE RIVER, NJ 07458-1408 |
| Name | Verified Name |
|---|---|
| Address | 7 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Document Number | 2021100554 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021100554 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $853,000 (-) Land $348,700 Building $504,300 | $853,000 (-) Land $348,700 Building $504,300 | |
| 2025 | $22,093.00 (+1.73%) | $853,000 (-) Land $348,700 Building $504,300 | $853,000 (-) Land $348,700 Building $504,300 |
| 2024 | $21,717.00 (+2.95%) | ||
| 2023 | $853,000 Land $348,700 Building $504,300 | $853,000 Land $348,700 Building $504,300 | |
| 2022 | $21,094.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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