Bergen County and Upper Saddle River Borough property record for 12 Pharis Pl, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,060 sqft · built 1966 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $749,000 (Sep 2020) |
| Tax Bill | $16,314 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00504-0000-00005 |
| Primary APN | 63-00504-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,060 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 41,818 sqft (0.96 acres) |
| Account Number | 038900 |
|---|---|
| Street Address | 12 PHARIS PL |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .960 AC |
| Legal Subdivision | BOROUGH/UPPER SADDLE RIVER SEC |
| Legal Block | 504 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed, Transfer · Conventional Mortgage ALLY CAPITAL CORP |
| Jul 5, 2019 | Deed with Mortgage, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Jul 5, 2019 · Amount on Record |
| Deed Document Number | 202086761 |
| Deed Book / Page | 3710 / 117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 16, 2020 |
| Property Address | 12 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Document Number | 0037100117 |
| Book / Page | 3710 / 117 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 20-086761 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,764.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13957 COLLEGE BLVD UNIT 2304, 13957, OLATHE, KS 66215-4016 |
| Name | Verified Name |
|---|---|
| Address | 12 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Document Number | 20086762 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 20-086762 |
| Name | ALLY CAPITAL CORP |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 5, 2019 |
| Property Address | 12 PHARIS PL, UPPER SADDLE RIVER, NJ 07458-1408 |
| Document Number | 0032861621 |
| Book / Page | 003286 / 001621 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 43176 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 PHARIS PL UPPER SADDLE RIVER NJ 074581408, UPPER SADDLE RIVER, NJ 07458-1408 |
| Document Number | 32861626 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 003286/001626 |
| Instrument | 43176 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2049 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $629,900 (-) Land $353,200 Building $276,700 | $629,900 (-) Land $353,200 Building $276,700 | |
| 2025 | $16,314.00 (+1.73%) | $629,900 (-) Land $353,200 Building $276,700 | $629,900 (-) Land $353,200 Building $276,700 |
| 2024 | $16,037.00 (+2.95%) | ||
| 2023 | $629,900 Land $353,200 Building $276,700 | $629,900 Land $353,200 Building $276,700 | |
| 2022 | $15,577.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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