7 Penny Ln, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 7 Penny Ln, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,716 sqft · built 2012
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$344,500 (Mar 2013)
Tax Bill	$8,148 (2026)
Deeds & Mortgages	Feb 2025 Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0027 B:0038 L:0015`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0027 B:0038 L:0015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,716 sqft Living Area
Gross Area	4,620 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Electric

Location & Zoning

Street Address	7 PENNY LN
City	TOWNSEND
State	MA
Zip	01469-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	38
Legal Lot Number	15
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1017
Census Tract	301101

Owner

7 Penny Ln is owned and occupied by an individual who acquired it in May 2019.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7 PENNY LN, TOWNSEND, MA 01469-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2013 · Amount on File
Deed Sale	Mar 22, 2013 · Amount on File
Prior Sale	Mar 22, 2013 · Amount on File
Deed Book / Page	61445 / 52
Last Transfer Date	May 22, 2019
Transfer Doc	73981-56
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	7 PENNY LN, TOWNSEND, MA 01469-2000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083802-361
Date	Feb 26, 2025
Book Page	83802/361
Instrument	19618

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Jan 13, 2020
Property Address	7 PENNY LN, TOWNSEND, MA 01469-2000
Document Number	73981-56
Book / Page	073981 / 000056
Instrument Date	May 22, 2019
Instrument	5381
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PENNY LN TOWNSEND MA 014692000, TOWNSEND, MA 01469-2000

Tax Assessment & Valuation

The 2026 property tax bill for 7 Penny Ln was $8,148, up 1% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,148.00 (+0.98%)	$592,600 (+6.64%) Land $101,700 Building $490,900	$586,530 (-)
2025	$8,069.00 (+2.93%)	$555,700 (+2.15%) Land $89,500 Building $466,200	$586,530 (+2.59%)
2024	$7,839.00 (-1.42%)	$544,000 (+4.39%) Land $89,500 Building $454,500	$571,710
2023	$7,952.00	$521,100 Land $81,400 Building $439,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Penny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Penny Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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