1 Penny Ln, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 1 Penny Ln, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,044 sqft · built 2016
Lot Size	0.482 acres (20,992 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2018)
Tax Bill	$8,830 (2026)
Deeds & Mortgages	Nov 2020 Refinance Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0027 B:0038 L:0012`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0027 B:0038 L:0012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	3,794 sqft
Basement Area	1,022 sqft
Unfinished Basement	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,992 sqft (0.482 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 PENNY LN
City	TOWNSEND
State	MA
Zip	01469-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	38
Legal Lot Number	12
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1017
Census Tract	301101

Owner

1 Penny Ln is owned and occupied by two individuals who bought it in November 2018.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 PENNY LN, TOWNSEND, MA 01469-2000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Nov 1, 2018	Quit Claim Deed, Transfer WELLS FARGO BANK NA
Sep 15, 2017	Quit Claim Deed, Transfer · FHA Mortgage FBC MTG LLC
Apr 28, 2017	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Book / Page	71832 / 59
Transfer Doc	0071832-59
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	1 PENNY LN, TOWNSEND, MA 01469-2000
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076284-41
Date	Nov 30, 2020
Book Page	76284/41
Instrument	224745

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Nov 1, 2018
Property Address	1 PENNY LN, TOWNSEND, MA 01469-2000
Document Number	71832-59
Book / Page	71832 / 59
Instrument	168727
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	718320063
Date	Nov 1, 2018
Instrument	71832/0063

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Sep 15, 2017
Property Address	1 PENNY LN, TOWNSEND, MA 01469-2000
Document Number	69940-172
Book / Page	69940 / 172
Instrument	150368
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PENNY LN, TOWNSEND, MA 01469-2000

Mortgage

Document Number	699400176
Date	Sep 15, 2017
Instrument	69940/0176

Lender

Name	FBC MTG LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2047

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	TOWNSEND MA
Recording Date	Apr 28, 2017
Property Address	1 PENNY LN, TOWNSEND, MA 01469-2000
Document Number	69206-215
Book / Page	069206 / 000215
Instrument Date	Apr 27, 2017
Instrument	62335
Transaction Type	Foreclosure
Record Updated	May 16, 2017

Transaction

Amount	Amount on Record
Tax	$684.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 FLETCHER ST DUNSTABLE MA 018271103, DUNSTABLE, MA 01827-1103

Tax Assessment & Valuation

The 2026 property tax bill for 1 Penny Ln was $8,830, up 0.9% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,830.00 (+0.91%)	$642,200 (+6.57%) Land $103,300 Building $538,900	$538,175 (-)
2025	$8,750.00 (+2.94%)	$602,600 (+2.15%) Land $90,900 Building $511,700	$538,175 (+2.81%)
2024	$8,500.00 (+1.49%)	$589,900 (+7.49%) Land $90,900 Building $499,000	$523,450
2023	$8,375.00	$548,800 Land $82,600 Building $466,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Penny Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Penny Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Penny Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures