7 Paso Cresta, Carmel Valley, CA 93924 Property Records

Monterey County property record for 7 Paso Cresta, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,357 sqft · built 1925
Lot Size	0.235 acres (10,255 sqft)
Owner	Company Name on Record
Last Sale	$1,334,500 (Sep 2023)
Tax Bill	$11,829 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`189-231-011-000`

Property Details

APN / Parcel Number

Primary APN	`189-231-011-000`
Alternative APN	`189-231-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,357 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,255 sqft (0.235 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	189-231-011
Street Address	7 PASO CRESTA
City	CARMEL VALLEY
State	CA
Zip	93924-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MP OF LOS LAURELES TR 1 LOT 15B & POR OF LOT 15C AS DESC IN VOL 2159 PG 362
Legal Subdivision	MP OF LOS LAURELES
Legal Tract	1
Legal Block	1
Legal Lot Number	15B
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1006
Census Tract	11001

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Sep 15, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY
Apr 15, 2021	Intrafamily Transfer, Transfer
Apr 15, 2021	Intrafamily Transfer, Transfer
Nov 17, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	202328683
Prior Transfer Date	Jun 9, 1997
Prior Transfer Doc	0035320347
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	7 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030919
Date	Sep 17, 2025
Instrument	2025030919

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 15, 2023
Property Address	7 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Document Number	0000028683
Map Reference	VOL 3 PG 40
Instrument Date	Sep 6, 2023
Instrument	2023028683
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7 PASO CRESTA, CARMEL VALLEY, CA 93924-9641

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 15, 2021
Property Address	7 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Document Number	0000027386
Map Reference	VOL 3 PG 40
Instrument Date	Apr 6, 2021
Instrument	2021027386
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7 PASO CRESTA, CARMEL VALLEY, CA 93924-9641

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 15, 2021
Property Address	7 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Document Number	0000027387
Map Reference	VOL 3 PG 40
Instrument Date	Apr 6, 2021
Instrument	2021027387
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	7 PASO CRESTA, CARMEL VALLEY, CA 93924-9641

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 17, 2017
Property Address	7 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Document Number	0000064196
Map Reference	VOL3 PG40
Instrument Date	Nov 13, 2017
Instrument	2017064196
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 PASO CRESTA, CARMEL VALLEY, CA 93924-9641

Mortgage

Document Number	0000064197
Date	Nov 17, 2017
Instrument	2017064197

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,128,139 (+2%) Land $624,240 Building $503,899
2025	$11,829.00 (+2.91%)	$1,106,019 (+83.88%) Land $612,000 Building $494,019
2024	$11,494.00 (+73.65%)
2023	$6,619.00 (+3.33%)	$601,502 Land $437,457 Building $164,045
2022	$6,406.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	20 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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