Monterey County property record for 10 Paso Cresta, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,652 sqft · built 1976 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,500 (Aug 1998) |
| Tax Bill | $5,362 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-232-018-000 |
| Primary APN | 189-232-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 6,447 sqft (0.148 acres) |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 189-232-018 |
|---|---|
| Street Address | 10 PASO CRESTA |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOS LAURELES TR 1 LOT 36D |
| Legal Subdivision | LOS LAURELES |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 36D |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11001 |
10 Paso Cresta is owned and occupied by an individual who acquired it in January 2021.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 PASO CRESTA, CARMEL VALLEY, CA 93924-9641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 1998 · Amount on File |
| Deed Sale | Aug 31, 1998 · Amount on File |
| Prior Sale | Oct 14, 1996 · Amount on File |
| Deed Document Number | 199858691 |
| Last Transfer Date | Jan 12, 2021 |
| Transfer Doc | 0000004968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 10 PASO CRESTA, CARMEL VALLEY, CA 93924-9641 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10 PASO CRESTA, CARMEL VALLEY, CA 93924-9641 |
| Document Number | 0000085029 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021085029 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jan 25, 2021 |
| Property Address | 10 PASO CRESTA, CARMEL VALLEY, CA 93924-9641 |
| Document Number | 0000004968 |
| Map Reference | VOL 3 PG 40 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021004968 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMER TTL CO RES DIV |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PASO CRESTA, CARMEL VALLEY, CA 93924-9641 |
| Document Number | 0000004969 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021004969 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 10 Paso Cresta was $5,362 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $504,487 (+2%) Land $319,804 Building $184,683 | |
| 2025 | $5,362.00 Homeowner's exemption | $494,596 Land $313,534 Building $181,062 |
| 2023 | $5,236.00 (+3.31%) Homeowner's exemption | $475,392 Land $301,360 Building $174,032 |
| 2022 | $5,068.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Paso Cresta in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 20 (1998–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Paso Cresta is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: T-Mobile, Verizon.
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