7 Pamela Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 7 Pamela Rd, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,912 sqft · built 1957
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,010 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-E B:0003 L:0047`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-E B:0003 L:0047`
Alternative APNs	`M:010=E B:0003 L:0047` `3632036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	1,132 sqft
Basement Area	977 sqft
Finished Basement	780 sqft
Unfinished Basement	197 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,540 sqft (0.219 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3632036
Street Address	7 PAMELA RD
City	SAUGUS
State	MA
Zip	01906-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	47
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1009
Census Tract	208301

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 PAMELA RD, SAUGUS, MA 01906-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit BOSTON FIREFIGHTERS CREDIT UNION
Feb 7, 2022	Quit Claim Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit BOSTON FIREFIGHTERS CREDIT UNION
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022
Deed Sale	Feb 7, 2022
Prior Sale	Oct 25, 2013 · Amount on Record
Deed Book / Page	40709 / 353
Prior Transfer Date	Feb 1, 2022
Prior Transfer Doc	040709-353
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 PAMELA RD, SAUGUS, MA 01906-2128
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	042090-514
Date	Apr 29, 2024
Book Page	42090/514
Instrument	20240429003810

Lender

Name	BOSTON FIREFIGHTERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Interest

Rate Type	Adjustable Rate

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 7, 2022
Property Address	7 PAMELA RD, SAUGUS, MA 01906-2128
Document Number	040709-353
Book / Page	40709 / 353
Instrument Date	Feb 1, 2022
Instrument	20220207002620
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 PAMELA RD, SAUGUS, MA 01906-2128

Mortgage

Document Number	20220207002630
Date	Feb 7, 2022
Instrument	20220207002630

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 PAMELA RD, SAUGUS, MA 01906-2128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38904-300
Date	Sep 4, 2020
Book Page	38904/300
Instrument	20200904002850

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 PAMELA RD, SAUGUS, MA 01906-2128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37559-57
Date	Jun 3, 2019
Book Page	37559/57
Instrument	20190603003170

Lender

Name	BOSTON FIREFIGHTERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	7 PAMELA RD, SAUGUS, MA 01906-2128
Document Number	36074-73
Book / Page	036074 / 000073
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36074-73
Date	Aug 3, 2017
Book Page	036074/000073
Instrument	1708030067

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 2, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,010.00 (+4.55%)	$672,700 (+7.15%) Land $344,700 Building $328,000	$729,040 (+1.29%)
2025	$6,705.00 (+4.77%)	$627,800 (+4.48%) Land $313,400 Building $314,400	$719,720
2024	$6,400.00 (+7.33%)	$600,900 (+13.46%) Land $295,500 Building $305,400
2023	$5,963.00	$529,600 Land $259,700 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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