5 Pamela Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Pamela Rd, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1960
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Feb 2020)
Tax Bill	$6,297 (2026)
Deeds & Mortgages	May 2017 Line of Credit Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-E B:0003 L:0048`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-E B:0003 L:0048`
Alternative APNs	`M:010=E B:0003 L:0048` `9053031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	1,080 sqft
Basement Area	1,040 sqft
Unfinished Basement	510 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9053031
Street Address	5 PAMELA RD
City	SAUGUS
State	MA
Zip	01906-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	48
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1009
Census Tract	208301

Owner

5 Pamela Rd is owned and occupied by two individuals who bought it in February 2020.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 PAMELA RD, SAUGUS, MA 01906-2128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK
Aug 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DELTA COMMUNITY CU
Feb 28, 2020	Quit Claim Deed, Transfer · FHA Mortgage ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Deed Book / Page	38298 / 448
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 PAMELA RD, SAUGUS, MA 01906-2128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35852-318
Date	May 9, 2017
Book Page	35852/318
Instrument	86

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 PAMELA RD, SAUGUS, MA 01906-2128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37780-159
Date	Aug 23, 2019
Book Page	37780/159
Instrument	20190823004290

Lender

Name	DELTA COMMUNITY CU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 28, 2020
Property Address	5 PAMELA RD, SAUGUS, MA 01906-2128
Document Number	38298-448
Book / Page	38298 / 448
Instrument Date	Feb 28, 2020
Instrument	20200228005370
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PAMELA RD, SAUGUS, MA 01906-2128

Mortgage

Document Number	200228005380
Date	Feb 28, 2020
Instrument	200228005380

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 Pamela Rd was $6,297, up 4.7% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,297.00 (+4.65%)	$604,300 (+7.26%) Land $348,300 Building $255,400	$672,918 (+1.54%)
2025	$6,017.00 (+4.55%)	$563,400 (+4.26%) Land $316,600 Building $246,800	$662,720
2024	$5,755.00 (+3.66%)	$540,400 (+9.59%) Land $298,500 Building $241,900
2023	$5,552.00	$493,100 Land $262,300 Building $230,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Pamela Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Pamela Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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