7 Ocean Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 7 Ocean Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 4,441 sqft · built 2010
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$3,899,000 (Feb 2018)
Tax Bill	$25,584 (2025)
Deeds & Mortgages	Feb 2018 Sale Jan 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`47-00008-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`47-00008-0000-00004`
Alternative APN	`470000800004`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,441 sqft Living Area
1st Floor Area	1,519 sqft
Upper Floors Area	2,918 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Pool Area	315 sqft
Porch	Open Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7 OCEAN AVE
City	SPRING LAKE
State	NJ
Zip	07762-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	SPRING LAKE BEACH
Legal Block	8
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3023
Census Tract	809100

Owner

7 Ocean Ave is owned and occupied by two individuals who bought it in February 2018.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 OCEAN AVE, SPRING LAKE, NJ 07762-1021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2018	Grant Deed, Transfer VESTED LAND SERVICES LLC
Jan 25, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2018 · Amount on File
Deed Sale	Feb 8, 2018 · Amount on File
Prior Sale	May 12, 2008 · Amount on File
Deed Document Number	201815336
Deed Book / Page	9272 / 9349
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 8, 2018
Property Address	7 OCEAN AVE, SPRING LAKE, NJ 07762-1021
Document Number	0000015336
Book / Page	009272 / 009349
Instrument Date	Jan 25, 2018
Instrument	15336
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	VESTED LAND SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$3,899.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	209 STERLING PL BROOKLYN NY 112384904, BROOKLYN, NY 11238-4904

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 OCEAN AVE, SPRING LAKE, NJ 07762-1021
Document Number	0000013137
Book / Page	009211 / 004721
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 OCEAN AVE SPRING LAKE NJ 077621021, SPRING LAKE, NJ 07762-1021

Mortgage

Document Number	0000013137
Date	Feb 2, 2017
Book Page	009211/004721
Instrument	13137

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.65%

Tax Assessment & Valuation

The 2025 property tax bill for 7 Ocean Ave was $25,584, up 1.3% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,862,100 (+4.71%) Land $4,610,000 Building $1,252,100	$5,862,100 (+4.71%) Land $4,610,000 Building $1,252,100
2025	$25,584.00 (+1.32%)	$5,598,300 Land $4,360,000 Building $1,238,300	$5,598,300 Land $4,360,000 Building $1,238,300
2024	$25,250.00
2023		$5,010,900 Land $3,883,800 Building $1,127,100	$5,010,900 Land $3,883,800 Building $1,127,100
2022	$24,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	421 units insured incl. 194 condo units
Nearby Flood Claims	440 (1979–2025)
Claims Outside the SFHA	142 of 440
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 153 claims Hurricane Irene, Aug 2011 · 103 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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