5 Ocean Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 5 Ocean Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,781 sqft · built 2010
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on Record
Last Sale	$3,350,000 (Sep 2013)
Tax Bill	$25,222 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`47-00008-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`47-00008-0000-00003`
Alternative APN	`470000800003`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,781 sqft Living Area
1st Floor Area	1,664 sqft
Upper Floors Area	1,503 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	281 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5 OCEAN AVE
City	SPRING LAKE
State	NJ
Zip	07762-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	SPRING LAKE BEACH
Legal Block	8
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3023
Census Tract	809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6857 SE PACIFIC DR, STUART, FL 34997-8604
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 27, 2021	Intrafamily Transfer, Transfer
Nov 19, 2018	Deed of Trust, Mortgage OCEANFIRST BK
Jun 14, 2018	Loan Modification, Mortgage · Line of Credit OCEANFIRST BK
Jan 8, 2018	Grant Deed, Transfer · Line of Credit OCEANFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2013 · Amount on Record
Deed Sale	Sep 10, 2013 · Amount on Record
Prior Sale	Mar 7, 2008 · Amount on Record
Deed Document Number	2013101899
Deed Book / Page	9035 / 6840
Last Transfer Date	Sep 14, 2021
Transfer Doc	0095464951
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 OCEAN AVE, SPRING LAKE, NJ 07762-1021
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095541730
Date	Oct 27, 2021
Book Page	9554/1730
Instrument	2021158119

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.6%
Index	Other
Max Rate	7.6%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 27, 2021
Property Address	5 OCEAN AVE, SPRING LAKE, NJ 07762-1021
Document Number	0095464951
Book / Page	9546 / 4951
Instrument Date	Sep 4, 2021
Instrument	2021143933
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6857 SE PACIFIC DR, STUART, FL 34997-8604
Investor	Possibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 OCEAN AVE, SPRING LAKE, NJ 07762-1021
Document Number	0000117946
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 OCEAN AVE SPRING LAKE NJ 077621021, SPRING LAKE, NJ 07762-1021

Mortgage

Document Number	0000117946
Date	Dec 10, 2018
Book Page	009326/001966
Instrument	117946

Lender

Name	OCEANFIRST BK
Type	Bank
Address	975 HOOPER AVE, TOMS RIVER, NJ 08753-8320

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 14, 2018
Property Address	5 OCEAN AVE, SPRING LAKE, NJ 07762-1021
Book / Page	009292 / 006946
Instrument Date	Dec 12, 2017
Instrument	59276
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6418 SE CONGRESSIONAL LN STUART FL 349978609, STUART, FL 34997-8609

Mortgage

Document Number	0000059276
Date	Jun 14, 2018
Book Page	009292/006946
Instrument	59276

Lender

Name	OCEANFIRST BK
Type	Bank
Address	975 HOOPER AVE, TOMS RIVER, NJ 08753-8320

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 8, 2018
Property Address	5 OCEAN AVE, SPRING LAKE, NJ 07762-1021
Document Number	0000001470
Book / Page	009266 / 002926
Instrument Date	Nov 24, 2017
Instrument	1470
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6418 SE CONGRESSIONAL LN STUART FL 349978609, STUART, FL 34997-8609

Mortgage

Document Number	1471
Date	Jan 8, 2018
Book Page	009266/002963
Instrument	1471

Lender

Name	OCEANFIRST BK
Type	Bank
Address	975 HOOPER AVE, TOMS RIVER, NJ 08753-8320

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 7, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,781,400 (+4.75%) Land $4,610,000 Building $1,171,400	$5,781,400 (+4.75%) Land $4,610,000 Building $1,171,400
2025	$25,222.00 (+1.34%)	$5,519,000 (+11.75%) Land $4,360,000 Building $1,159,000	$5,519,000 (+11.75%) Land $4,360,000 Building $1,159,000
2024	$24,889.00 (+4.39%)
2023		$4,938,800 Land $3,883,800 Building $1,055,000	$4,938,800 Land $3,883,800 Building $1,055,000
2022	$23,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	421 units insured incl. 194 condo units
Nearby Flood Claims	440 (1979–2025)
Claims Outside the SFHA	142 of 440
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 153 claims Hurricane Irene, Aug 2011 · 103 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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