7 Oak St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 7 Oak St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,380 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individuals on Record
Last Sale	$167,600 (Jan 2020)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:026 L:143`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:026 L:143`
Alternative APN	`1864`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	644 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	1864
Street Address	7 OAK ST
City	OLD TOWN
State	ME
Zip	04468-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 -
Legal Lot Number	143
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	1
Census Block	1000
Census Tract	7100

Owner

Source: Penobscot County and Old Town City assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	7 OAK ST, OLD TOWN, ME 04468-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANGOR SAVINGS BANK
May 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jan 2, 2020	Warranty Deed, Transfer · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Document Number	202017
Deed Book / Page	15400 / 75
Prior Transfer Date	Dec 27, 2019
Prior Transfer Doc	0154000075
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	7 OAK ST, OLD TOWN, ME 04468-1639
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177250325
Date	Dec 12, 2025
Book Page	17725/325
Instrument	34339

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	7 OAK ST, OLD TOWN, ME 04468-1639
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168310255
Date	May 25, 2023
Book Page	16831/255
Instrument	10956

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Jan 2, 2020
Property Address	7 OAK ST, OLD TOWN, ME 04468-1639
Document Number	0154000075
Book / Page	15400 / 75
Instrument Date	Dec 27, 2019
Instrument	17
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OAK ST, OLD TOWN, ME 04468-1639

Mortgage

Document Number	0000000018
Date	Jan 2, 2020
Instrument	18

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Old Town City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,596.00 (+12.87%)	$180,000 (-) Land $18,200 Building $161,800
2024	$3,186.00	$180,000 (-) Land $18,200 Building $161,800
2023	$3,186.00 (+21.98%)	$180,000 (+44.69%) Land $18,200 Building $161,800	$259,065
2022	$2,612.00	$124,400 Land $15,800 Building $108,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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