25 Oak St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 25 Oak St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,340 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2026)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:026 L:140`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:026 L:140`
Alternative APN	`136`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	844 sqft
Basement Area	844 sqft
Unfinished Basement	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	136
Street Address	25 OAK ST
City	OLD TOWN
State	ME
Zip	04468-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 -
Legal Lot Number	140
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	1
Census Block	1000
Census Tract	7100

Owner

Source: Penobscot County and Old Town City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 OAK ST, OLD TOWN, ME 04468-1639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed, Transfer · Conventional Mortgage MACHIAS SAVINGS BANK
Feb 7, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MACHIAS SAVINGS BANK
Jul 30, 2019	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Book / Page	17849 / 203
Prior Transfer Date	Jan 24, 2024
Prior Transfer Doc	0170620095
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OLD TOWN ME
Recording Date	Apr 23, 2026
Property Address	25 OAK ST, OLD TOWN, ME 04468-1639
Document Number	0178490203
Book / Page	17849 / 203
Instrument Date	Apr 23, 2026
Instrument	2026.9849
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25 OAK ST, OLD TOWN, ME 04468-1639

Mortgage

Date	Apr 23, 2026

Lender

Name	MACHIAS SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD TOWN ME
Recording Date	Feb 7, 2024
Property Address	25 OAK ST, OLD TOWN, ME 04468-1639
Document Number	0170620095
Book / Page	17062 / 95
Instrument Date	Jan 24, 2024
Instrument	2488
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OLDE IPSWICH WAY, PISWICH, MA

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Oct 5, 2020
Property Address	25 OAK ST, OLD TOWN, ME 04468-1639
Document Number	0157260200
Book / Page	15726 / 200
Instrument Date	Oct 2, 2020
Instrument	32653
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 OLD IPSWICH WAY, IPSWICH, MA 01938-1268

Mortgage

Document Number	0000032654
Date	Oct 5, 2020
Instrument	32654

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	25 OAK ST, OLD TOWN, ME 04468-1639
Document Number	0152440134
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 OAK ST OLD TOWN ME 044681639, OLD TOWN, ME 04468-1639

Mortgage

Document Number	0152440134
Date	Aug 14, 2019
Book Page	015244/000134
Instrument	24094

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,502.00 (+12.86%)	$175,300 (-) Land $18,200 Building $157,100
2024	$3,103.00	$175,300 (-) Land $18,200 Building $157,100
2023	$3,103.00 (+25.53%)	$175,300 (+48.94%) Land $18,200 Building $157,100	$256,405
2022	$2,472.00	$117,700 Land $15,900 Building $101,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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