7 Oak Ridge Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 7 Oak Ridge Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,176 sqft · built 1979
Lot Size	0.118 acres (5,140 sqft)
Owner	Individual Name on Record
Last Sale	$712,800 (Oct 2020)
Tax Bill	$14,213 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04502-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-04502-0000-00002`
Alternative APNs	`1800078000000024` `180450200002`

Interior

Stories	2 Stories
Building Area	2,176 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	5,140 sqft (0.118 acres)

Location & Zoning

Old Parcel Number	1800078000000024
Street Address	7 OAK RIDGE AVE
City	SUMMIT
State	NJ
Zip	07901-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	4502
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2006
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 OAK RIDGE AVE, SUMMIT, NJ 07901-4305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Jun 25, 1984 · Amount on Record
Deed Document Number	2020329566
Deed Book / Page	6387 / 344
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 11, 2026
Property Address	7 OAK RIDGE AVE, SUMMIT, NJ 07901-4305
Document Number	0000092357
Book / Page	15799 / 2550
Instrument Date	May 4, 2026
Instrument	202692357
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OAK RIDGE AVE, SUMMIT, NJ 07901-4305

Mortgage

Document Number	0000092357,
Date	May 11, 2026
Book Page	15799/2550
Instrument	202692357

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 8, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	7 OAK RIDGE AVE, SUMMIT, NJ 07901-4305
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OAK RIDGE AVE, SUMMIT, NJ 07901-4305

Mortgage

Document Number	0153532944
Date	Apr 18, 2023
Book Page	15353/2944
Instrument	50997

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	7 OAK RIDGE AVE, SUMMIT, NJ 07901-4305
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151422483
Date	Jan 12, 2022
Book Page	15142/2483
Instrument	29203

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,900 (-) Land $100,300 Building $217,600	$317,900 (-) Land $100,300 Building $217,600
2025	$14,213.00 (+2.64%)	$317,900 (-) Land $100,300 Building $217,600	$317,900 (-) Land $100,300 Building $217,600
2024	$13,848.00 (+1.71%)
2023		$317,900 Land $100,300 Building $217,600	$317,900 Land $100,300 Building $217,600
2022	$13,615.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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