20 Oak Ridge Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 20 Oak Ridge Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,603 sqft · built 1900
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$759,000 (Aug 2019)
Tax Bill	$15,613 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-04501-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`18-04501-0000-00032`
Alternative APNs	`1800094000000017` `180450100032`

Interior

Stories	2 Stories
Building Area	1,603 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,453 sqft (0.217 acres)

Location & Zoning

Old Parcel Number	1800094000000017
Street Address	20 OAK RIDGE AVE
City	SUMMIT
State	NJ
Zip	07901-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	4501
Legal Lot Number	32
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2000
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 OAK RIDGE AVE, SUMMIT, NJ 07901-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 2, 2019	Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	2019315584
Deed Book / Page	6333 / 945
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 OAK RIDGE AVE, SUMMIT, NJ 07901-4313
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150132080
Date	Jul 16, 2021
Book Page	15013/2080
Instrument	16728

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 2, 2019
Property Address	20 OAK RIDGE AVE, SUMMIT, NJ 07901-4313
Document Number	0063330945
Book / Page	6333 / 0945
Instrument Date	Jul 22, 2019
Instrument	315584
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$3,147.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 OAK RIDGE AVE, 20, SUMMIT, NJ 07901-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OAK RIDGE AVE, SUMMIT, NJ 07901-4313

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,200 (-) Land $184,500 Building $164,700	$349,200 (-) Land $184,500 Building $164,700
2025	$15,613.00 (+2.64%)	$349,200 (-) Land $184,500 Building $164,700	$349,200 (-) Land $184,500 Building $164,700
2024	$15,211.00 (+1.71%)
2023		$349,200 Land $184,500 Building $164,700	$349,200 Land $184,500 Building $164,700
2022	$14,956.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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