7 Oak Grove St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 7 Oak Grove St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,488 sqft · built 2000
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (May 2024)
Tax Bill$6,411 (2025)
Deeds & MortgagesSep 2022 Refinance
Flood ZoneZone X (minimal risk)
APNAYER M:027 B:0000 L:0089

Property Details

APN / Parcel Number

Primary APNAYER M:027 B:0000 L:0089

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,488 sqft Living Area
Basement Area720 sqft
Unfinished Basement360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address7 OAK GROVE ST
CityAYER
StateMA
Zip01432-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number89
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2020
Census Tract325101

Owner

7 Oak Grove St is owned by an individual who bought it in May 2024.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address10 SAVIN ST, BURLINGTON, MA 01803-2210
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2024 · Amount on File
Deed SaleMay 14, 2024 · Amount on File
Prior SaleJul 15, 2004 · Amount on File
Deed Document Number202449207
Deed Book / Page82766 / 315
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address7 OAK GROVE ST, AYER, MA 01432-1410
Transaction TypeMortgage
Record UpdatedOct 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080726-99
DateSep 19, 2022
Book Page80726/99
Instrument141950
Lender
NameMAIN STREET BANK (MA)
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueOct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 7 Oak Grove St was $6,411.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,411.00$536,000 Land $150,800 Building $385,200$514,710 (-3.54%)
2024$533,615
2023$5,742.00$462,300 Land $161,900 Building $300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Oak Grove St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Oak Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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