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  5. Oak Grove St

3 Oak Grove St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 3 Oak Grove St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,675 sqft · built 1983
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$707,500 (Dec 2023)
Tax Bill$8,372 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APNAYER M:027 B:0000 L:0077

Property Details

APN / Parcel Number

Primary APNAYER M:027 B:0000 L:0077

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,675 sqft Living Area
Basement Area960 sqft
Unfinished Basement688 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1996
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address3 OAK GROVE ST
CityAYER
StateMA
Zip01432-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number77
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2020
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 OAK GROVE ST, AYER, MA 01432-1410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE
Jan 6, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Deed Book / Page82352 / 211
Record UpdatedSep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateDec 28, 2023
Property Address3 OAK GROVE ST, AYER, MA 01432-1410
Document Number082352-211
Book / Page82352 / 211
Instrument DateDec 28, 2023
Instrument147917
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 OAK GROVE ST, AYER, MA 01432-1410

Mortgage

Document Number0000147918
DateDec 28, 2023
Instrument147918
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJan 6, 2020
Property Address3 OAK GROVE ST, AYER, MA 01432-1410
Document Number73944-435
Book / Page073944 / 000435
Instrument DateJan 3, 2020
Instrument1438
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3 OAK GROVE ST AYER MA 014321410, AYER, MA 01432-1410

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,372.00 (+8.95%)$700,000 (+13.14%) Land $152,400 Building $547,600$736,915 (+11.9%)
2024$658,540
2023$7,684.00$618,700 Land $163,700 Building $455,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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