7 Natalie Ct, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 7 Natalie Ct, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,244 sqft · built 2002
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Tax Bill$10,563 (2026)
Deeds & MortgagesJan 2022 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.19-5-40

Property Details

APN / Parcel Number

Primary APN422400 60.19-5-40
Alternative APN
  • 240006001900050400000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,244 sqft Living Area
1st Floor Area960 sqft
2nd Floor Area976 sqft
Upper Floors Area308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions101 ft deep x 70.3 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7 NATALIE CT
CitySCHENECTADY
StateNY
Zip12304-2495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 18
Legal SubdivisionSOMERSET HILL SUBDIVISION
Legal Block5
Legal Lot Number40.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3007
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7 NATALIE CT, SCHENECTADY, NY 12304-2495
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 18, 2019Intrafamily Transfer, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2019
Deed SaleNov 18, 2019
Prior SaleSep 16, 2010 · Amount on Record
Deed Document Number201952045
Deed Book / Page2024 / 601
Prior Transfer DateOct 23, 2019
Prior Transfer Doc0000052045
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address7 NATALIE CT, SCHENECTADY, NY 12304-2495
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 NATALIE CT, SCHENECTADY, NY 12304-2495

Mortgage

Document Number0000002339
DateJan 14, 2022
Book Page5190/427
Instrument202202339
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateNov 18, 2019
Property Address7 NATALIE CT, SCHENECTADY, NY 12304-2495
Document Number0000052045
Book / Page2024 / 601
Map ReferenceMAP J-386&387
Instrument DateOct 23, 2019
Instrument201952045
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyLEGACY TITLE SERVICES INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 NATALIE CT, SCHENECTADY, NY 12304-2495

Mortgage

Document Number0000052046
DateNov 18, 2019
Instrument201952046
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,563.00 (+2.91%) Homeowner's exemption
2025$10,264.00$295,000 (-) Land $50,000 Building $245,000$437,000 (+17.03%) Land $74,068 Building $362,932
2023$295,000 Land $50,000 Building $245,000$373,400 Land $63,288 Building $310,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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