1. Home
  2. New York
  3. Schenectady
  4. Natalie Ct

3 Natalie Ct, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 3 Natalie Ct, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,548 sqft · built 2002
Lot Size0.32 acres (13,939 sqft)
Owner2 Trust Names on File
Last Sale$293,000 (Aug 2020)
Tax Bill$9,493 (2026)
Deeds & MortgagesAug 2020 Sale
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.19-5-42

Property Details

APN / Parcel Number

Primary APN422400 60.19-5-42
Alternative APN
  • 240006001900050420000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,548 sqft Living Area
1st Floor Area1,548 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions189 ft deep x 72.4 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area364 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 NATALIE CT
CitySCHENECTADY
StateNY
Zip12304-2495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 20
Legal SubdivisionSOMERSET HILL SUBDIVISION
Legal Block5
Legal Lot Number42.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3007
Census Tract31902

Owner

3 Natalie Ct is owner-occupied and held in a trust since February 2025.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record2 Trust Names on File
Mailing Address7 NORTHGATE DR, ALBANY, NY 12203-5101
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Feb 11, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on File
Deed SaleAug 31, 2020 · Amount on File
Prior SaleSep 17, 2013 · Amount on File
Deed Document Number202025668
Deed Book / Page2040 / 576
Last Transfer DateFeb 26, 2025
Transfer Doc0000006778
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 31, 2020
Property Address3 NATALIE CT, SCHENECTADY, NY 12304-2495
Document Number0000025668
Book / Page002040 / 000576
Instrument DateAug 27, 2020
Instrument25668
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
Tax$1,172.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address27 HUDSON AVE COLONIE NY 122055241, COLONIE, NY 12205-5241

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3 NATALIE CT, SCHENECTADY, NY 12304-2495
Document Number0000007133
Instrument DateFeb 11, 2019
Transaction TypeMortgage
Record UpdatedMar 7, 2019
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 NATALIE CT SCHENECTADY NY 123042495, SCHENECTADY, NY 12304-2495

Mortgage

Document Number0000007133
DateFeb 19, 2019
Book Page004895/000438
Instrument7133
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3 Natalie Ct was $9,493 with a veteran's exemption, up 3.1% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,493.00 (+3.14%) Veteran's exemption
2025$9,204.00$274,000 Land $51,100 Building $222,900$405,900 Land $75,699 Building $330,201
2023$274,000 Land $51,100 Building $222,900$346,800 Land $64,677 Building $282,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Natalie Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Natalie Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Natalie Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures