7 N Morning Cloud Cir, Spring, TX 77381 Property Records

Montgomery County property record for 7 N Morning Cloud Cir, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,470 sqft · built 1992
Lot Size	0.349 acres (15,214 sqft)
Owner	Individual Name on Record
Tax Bill	$9,240 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9722-20-12500`

Property Details

APN / Parcel Number

Primary APN	`9722-20-12500`
Alternative APN	`R213427`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,470 sqft Living Area
1st Floor Area	2,193 sqft
2nd Floor Area	1,277 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,214 sqft (0.349 acres)
Garage Type	Attached
Garage Area	791 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R213427
Street Address	7 N MORNING CLOUD CIR
City	SPRING
State	TX
Zip	77381-6163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VIL COCHRANS CR 20, BLOCK 3, LOT 14
Legal Subdivision	WDLNDS VIL COCHRANS CR 20
Legal Block	3
Legal Lot Number	14
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	690800

Owner

Source: Montgomery County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7 N MORNING CLOUD CIR, SPRING, TX 77381-6163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXAS PREMIER MORTGAGE INC
Jul 16, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2011
Deed Sale	Jun 6, 2011
Prior Sale	Jun 9, 2009
Deed Document Number	2011048168
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	7 N MORNING CLOUD CIR, SPRING, TX 77381-6163
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045319
Date	Apr 7, 2021
Instrument	2021045319

Lender

Name	TEXAS PREMIER MORTGAGE INC
Type	Mortgage Company
Address	SPRING, TX 77380

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	7 N MORNING CLOUD CIR, SPRING, TX 77381-6163
Document Number	0000065941
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 N MORNING CLOUD CIR THE WOODLANDS TX 773816163, THE WOODLANDS, TX 77381-6163

Mortgage

Document Number	0000065941
Date	Jul 25, 2019
Instrument	65941

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$679,067 (+9.72%) Land $100,000 Building $579,067	$679,067 (-2.22%) Land $100,000 Building $579,067
2024	$9,240.00 (+17.99%) Homeowner's exemption	$618,915 (+1%) Land $100,000 Building $594,461	$694,461 (+11%) Land $100,000 Building $594,461
2023	$7,831.00 Homeowner's exemption	$562,650 Land $100,000 Building $525,640	$625,640 Land $100,000 Building $525,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 169 policies
Nearby Flood Policies	169 in force
Nearby Flood Claims	26 (2001–2017)
Claims Outside the SFHA	22 of 26
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Severe Storms And Flooding, May 2016 · 7 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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