11 N Morning Cloud Cir, Spring, TX 77381 Property Records

Montgomery County property record for 11 N Morning Cloud Cir, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,410 sqft · built 1992
Lot Size	0.244 acres (10,606 sqft)
Owner	2 Individual Names on File
Last Sale	$498,000 (Feb 2018)
Tax Bill	$9,525 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9722-20-12400`

Property Details

APN / Parcel Number

Primary APN	`9722-20-12400`
Alternative APN	`R213426`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,410 sqft Living Area
1st Floor Area	2,075 sqft
2nd Floor Area	1,335 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,606 sqft (0.244 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11 N MORNING CLOUD CIR
City	SPRING
State	TX
Zip	77381-6163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VIL COCHRANS CR 20, BLOCK 3, LOT 13
Legal Subdivision	WDLNDS VIL COCHRANS CR 20
Legal Block	3
Legal Lot Number	13
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	690800

Owner

11 N Morning Cloud Cir is owned and occupied by two individuals who bought it in February 2018.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 N MORNING CLOUD CIR, SPRING, TX 77381-6163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Mar 13, 2020	Deed of Trust, Mortgage QUICKEN LNS
Feb 9, 2018	Vendor's Lien, Transfer FLAGSTAR BANK FSB
Oct 27, 2017	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018 · Amount on File
Deed Sale	Feb 9, 2018 · Amount on File
Prior Sale	Oct 27, 2017 · Amount on File
Deed Document Number	201811051
Prior Transfer Date	Feb 8, 2018
Prior Transfer Doc	0000011051
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	11 N MORNING CLOUD CIR, SPRING, TX 77381-6163
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099718
Date	Oct 18, 2023
Instrument	2023099718

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	11 N MORNING CLOUD CIR, SPRING, TX 77381-6163
Document Number	0000027037
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 N MORNING CLOUD CIR SPRING TX 773816163, SPRING, TX 77381-6163

Mortgage

Document Number	0000027037
Date	Mar 19, 2020
Instrument	27037

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 9, 2018
Property Address	11 N MORNING CLOUD CIR, SPRING, TX 77381-6163
Document Number	0000011051
Map Reference	CAB G SHEET78G
Instrument Date	Feb 8, 2018
Instrument	2018011051
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N MORNING CLOUD CIR, SPRING, TX 77381-6163

Mortgage

Document Number	0000011053
Date	Feb 9, 2018
Instrument	2018011053

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 8, 2033

Mortgage

Document Number	0000011052
Date	Feb 9, 2018
Instrument	2018011052

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 27, 2017
Property Address	11 N MORNING CLOUD CIR, SPRING, TX 77381-6163
Document Number	0000097172
Map Reference	CAB G SH78A
Instrument Date	Oct 26, 2017
Instrument	2017097172
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N MORNING CLOUD CIR, THE WOODLANDS, TX 77381-6163

Mortgage

Document Number	0000097173
Date	Oct 27, 2017
Instrument	2017097173

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11 N Morning Cloud Cir was $9,525 with a homeowner's exemption, down 6.3% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,721 (+2.57%) Land $100,000 Building $579,721	$679,721 (+2.57%) Land $100,000 Building $579,721
2025	$9,525.00 (-6.3%) Homeowner's exemption	$662,671 (-1.84%) Land $100,000 Building $562,671	$662,671 (-12.42%) Land $100,000 Building $562,671
2024	$10,165.00 (+17.8%) Homeowner's exemption	$675,092 (+1%) Land $100,000 Building $656,621	$756,621 (+13.52%) Land $100,000 Building $656,621
2023	$8,629.00 Homeowner's exemption	$613,720 Land $100,000 Building $566,510	$666,510 Land $100,000 Building $566,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 N Morning Cloud Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 169 policies
Nearby Flood Policies	169 in force
Nearby Flood Claims	26 (2001–2017)
Claims Outside the SFHA	22 of 26
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Severe Storms And Flooding, May 2016 · 7 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 N Morning Cloud Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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