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7 N Jay St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 7 N Jay St, Schenectady, NY 12305 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,768 sqft · built 1900
Lot Size0.048 acres (2,125 sqft)
OwnerIndividual Name on File
Last Sale$164,000 (Sep 2023)
Tax Bill$5,397 (2025)
Deeds & MortgagesJul 2023 Sale
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN421500 39.64-2-20.1

Property Details

APN / Parcel Number

Primary APN421500 39.64-2-20.1
Alternative APN
  • 150003906400020200010000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,768 sqft Living Area
1st Floor Area680 sqft
2nd Floor Area1,088 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,125 sqft (0.048 acres)
Lot Dimensions85 ft deep x 25 ft wide
Garage TypeAttached
Garage Area408 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7 N JAY ST
CitySCHENECTADY
StateNY
Zip12305-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 BLOCK 0001800530 35,000
Legal Block2
Legal Lot Number20.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1011
Census Tract20300

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.64-2-20.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 N JAY ST, SCHENECTADY, NY 12305-1133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Warranty Deed, Transfer
Sep 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2023 · Amount on Record
Deed SaleSep 01, 2023 · Amount on Record
Prior SaleSep 01, 2023 · Amount on Record
Deed Document Number202349845
Deed Book / Page2114 / 987
Prior Transfer DateJul 24, 2023
Prior Transfer Doc0000049840
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 18, 2023
Property Address7 N JAY ST, SCHENECTADY, NY 12305-1133
Document Number0000040818
Book / Page2112 / 17
Instrument DateJun 23, 2023
Instrument202340818
Transaction TypeTransfer
Record UpdatedAug 03, 2023

Transaction

AmountAmount Recorded
Tax$496.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 CHERRY BLOSSOM CT, SCHENECTADY, NY 12306-3342

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 2ND AVE # 2, 2, TROY, NY 12182-2309

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 29, 2020
Property Address7 N JAY ST, SCHENECTADY, NY 12305-1133
Document Number0000029668
Book / Page002042 / 000519
Instrument DateJul 25, 2020
Instrument29668
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11 N JAY ST SCHENECTADY NY 123051133, SCHENECTADY, NY 12305-1133

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,397.00 (+44.69%)$109,700 (-) Land $16,500 Building $93,200$181,653 (+30.82%) Land $27,322 Building $154,331
2023$109,700 (-) Land $16,500 Building $93,200$138,861 (+3.8%) Land $20,886 Building $117,975
2022$109,700 Land $16,500 Building $93,200$133,780 Land $20,122 Building $113,658
2021$3,730.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930203001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1980–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2011, other causes, Remnants Of Tropical Storm Lee
Claims By Storm
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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