10 N Jay St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 10 N Jay St, Schenectady, NY 12305 · Last verified July 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Year Built	Built 2000
Square Footage	4,138 sqft Gross Area
Lot Size	2,669 sqft (0.061 acres)
Last Sale	$175,000 (2023)
Tax Bill	$8,662.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 39.65-1-32`
Alternative APN	`150003906500010320000000`

Interior

Building Area	4,138 sqft Gross Area
Basement Area	2,069 sqft Basement
Unfinished Basement	2,069 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1916
Effective Year Built	Effective 2000
Lot Area	2,669 sqft (0.061 acres)
Depth X Width	70 ft x 40 ft Depth x Width
Porch	1 Porch
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	10 N JAY ST
City	SCHENECTADY
State	NY
Zip	12305-1134
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	2 BRICK
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1007
Census Tract	20300

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.65-1-32

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	905 KARENWALD LN, SCHENECTADY, NY 12309-6415
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2023 · Amount on Record
Deed Sale	Apr 04, 2023 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Doc Number	202319095
Deed Book / Page	2105 / 753
Prior Transfer Date	May 18, 2006
Prior Transfer Doc	1734000170
Record Refreshed	Sep 20, 2026

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	10 N JAY ST, SCHENECTADY, NY 12305-1134
Document Number	0000003026
Book / Page	004737 / 000332
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 N JAY ST SCHENECTADY NY 123051134, SCHENECTADY, NY 12305-1134

Mortgage

Document Number	0000003026
Date	Jan 19, 2017
Book Page	004737/000332
Instrument	3026

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,662.00 (+10.37%)	$186,200 (-) Land $9,300 Building $176,900	$308,329 (+30.82%) Land $15,400 Building $292,929
2023		$186,200 (-) Land $9,300 Building $176,900	$235,696 (+3.8%) Land $11,772 Building $223,924
2022		$186,200 Land $9,300 Building $176,900	$227,073 Land $11,341 Building $215,732
2021	$7,848.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.