7 Mountain Ridge Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 7 Mountain Ridge Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,116 sqft · built 1973
Lot Size	0.335 acres (14,593 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Apr 2019)
Tax Bill	$14,695 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-02605-0000-00052`

Property Details

APN / Parcel Number

Primary APN	`14-02605-0000-00052`
Alternative APNs	`1400594A00002` `140260500052`

Interior

Building Area	2,116 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Lot Area	14,593 sqft (0.335 acres)

Location & Zoning

Old Parcel Number	1400594A00002
Street Address	7 MOUNTAIN RIDGE DR
City	WAYNE
State	NJ
Zip	07470-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNRISE MANOR
Legal Block	2605
Legal Lot Number	52
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3001
Census Tract	246201

Owner

7 Mountain Ridge Dr is owned and occupied by an individual who bought it in April 2019.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	7 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 17, 2019	Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2019 · Amount on File
Deed Sale	Apr 17, 2019 · Amount on File
Prior Sale	Aug 25, 2016 · Amount on File
Deed Document Number	201916510
Deed Book / Page	3559 / 76
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	7 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014490
Date	Feb 26, 2021
Book Page	M16886/169
Instrument	2021014490

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	7 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034700
Date	Aug 3, 2020
Book Page	M16306/229
Instrument	2020034700

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 17, 2019
Property Address	7 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118
Document Number	0000016510
Book / Page	D3559 / 0076
Map Reference	MAP 994
Instrument Date	Mar 5, 2019
Instrument	2019016510
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 MOUNTAIN RIDGE DR, 7, WAYNE, NJ 07470-4118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4118

Mortgage

Document Number	0000016511
Date	Apr 17, 2019
Book Page	M15480/0037
Instrument	2019016511

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7 Mountain Ridge Dr was $14,695, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,000 (-) Land $102,600 Building $142,400	$245,000 (-) Land $102,600 Building $142,400
2025	$14,695.00 (+0.88%)	$245,000 Land $102,600 Building $142,400	$245,000 Land $102,600 Building $142,400
2024	$14,567.00
2023		$245,000 Land $102,600 Building $142,400	$245,000 Land $102,600 Building $142,400
2022	$13,852.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7 Mountain Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Mountain Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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