Passaic County and Wayne Township property record for 16 Mountain Ridge Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,027 sqft · built 1952 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,000 (Jul 1992) |
| Tax Bill | $13,615 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02600-0000-00004 |
| Primary APN | 14-02600-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,027 sqft Living Area |
|---|
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Lot Area | 14,244 sqft (0.327 acres) |
| Old Parcel Number | 1400594B00004 |
|---|---|
| Street Address | 16 MOUNTAIN RIDGE DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2600 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 246201 |
16 Mountain Ridge Dr is owned and occupied by two individuals who bought it in July 1992.
Source: Passaic County and Wayne Township records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 1992 · Amount on File |
| Deed Sale | Jul 13, 1992 · Amount on File |
| Deed Book / Page | 131 / 377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 25, 2026 |
| Property Address | 16 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4119 |
| Document Number | 0000021667 |
| Book / Page | 20000 / 9 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202621667 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4119 |
| Document Number | 0000021667, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 20000/9 |
| Instrument | 202621667 |
| Name | VALLEY NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 16 MOUNTAIN RIDGE DR, WAYNE, NJ 07470-4119 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000039286 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | M17202/207 |
| Instrument | 2021039286 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 16 Mountain Ridge Dr was $13,615, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,000 (-) Land $102,300 Building $124,700 | $227,000 (-) Land $102,300 Building $124,700 | |
| 2025 | $13,615.00 (+0.87%) | $227,000 Land $102,300 Building $124,700 | $227,000 Land $102,300 Building $124,700 |
| 2024 | $13,497.00 | ||
| 2023 | $227,000 Land $102,300 Building $124,700 | $227,000 Land $102,300 Building $124,700 | |
| 2022 | $12,834.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Mountain Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2007–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Mountain Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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